Coverage and Benefits

Anthem Dental
Anthem provides PPO and DHMO plans with 100% coverage for preventive services (cleanings, exams, X-rays). Basic services (like fillings) are usually covered at 70%–80%, and major services (crowns, root canals) at 50%. Select plans may include coverage for orthodontics and implants.

Beam Dental
Beam also offers PPO plans with 100% preventive care coverage. Basic services are generally covered at 80%, and major services at 50%. Beam stands out by bundling wellness-focused benefits, and some plans include orthodontics, depending on availability and location.

Network and Availability

Anthem Dental
Anthem has a broad network of over 135,000+ dental providers nationwide and is especially strong in states where Blue Cross Blue Shield operates under the Anthem brand.

Beam Dental
Beam uses the Dental Benefit Providers network and has over 400,000 access points across the U.S., offering one of the largest PPO networks available, which is especially beneficial for those who want greater provider flexibility.

Cost Comparison

Anthem Dental
Monthly premiums typically range between $25–$60, depending on the plan. Annual maximums usually range from $1,000 to $2,000, with deductibles averaging around $50–$100.

Beam Dental
Beam Dental plans are competitively priced, starting as low as $20/month, with average premiums ranging up to $55/month. Annual maximums typically fall between $1,000 and $1,500, and deductibles are similar to Anthem’s.

Waiting Periods and Restrictions

Anthem Dental
Preventive care is covered immediately. Basic services generally have a 6-month waiting period, and major services a 12-month waiting period, though some plans waive waiting periods for those with prior coverage.

Beam Dental
Beam also offers immediate preventive coverage. Waiting periods for basic services range from 3–6 months, and 12 months for major procedures. Some Beam plans offer no waiting periods, depending on underwriting and group eligibility.

Ease of Use and Customer Service

Anthem Dental
Anthem offers a streamlined online portal and mobile app where members can manage claims, check benefits, and find in-network providers. Their service is generally strong, though it may vary by region.

Beam Dental
Beam is a tech-driven insurance company, offering a modern app that includes digital ID cards, smart toothbrush integration, wellness tracking, and real-time claims updates. Their customer service is often praised for being responsive and user-friendly.

Additional Benefits and Perks

Anthem Dental
Anthem offers optional vision and hearing discounts, access to telehealth services, and wellness programs, especially when dental is bundled with medical or vision plans.

Beam Dental
Beam includes unique wellness perks such as a free smart electric toothbrush, replacement brush heads, and toothpaste shipped to members. Wellness engagement can influence future plan pricing (for group plans), encouraging healthier dental habits.

Reputation and Customer Reviews

Anthem Dental
Anthem is a trusted, established provider under the Blue Cross Blue Shield umbrella. Customers appreciate the reliability and wide access to care, although reviews can vary by state.

Beam Dental
Beam is newer but quickly growing in popularity due to its tech-savvy approach, transparency, and smooth customer experience. Users frequently highlight the innovative app and free wellness tools as standout features.

Suitability and Recommendations

• Choose Anthem Dental if you prefer a large, established insurer with traditional plan structures, wide availability, and bundled benefit options like vision and hearing.

• Choose Beam Dental if you’re looking for a modern, digital-first experience, a wide PPO network, and unique perks like smart toothbrushes and wellness incentives.

Conclusion

Both Anthem Dental and Beam Dental offer excellent and affordable dental coverage options. Anthem is ideal for those who value provider stability, familiar coverage, and optional health bundling, while Beam is perfect for individuals or families who want a tech-forward, wellness-oriented experience with one of the largest provider networks.

Evaluate your dental needs, lifestyle preferences, and budget to confidently choose the provider that offers the most value for your situation.