Several key factors influence the cost of dental insurance:

Coverage type: Individual or family plans

Plan level: Basic, standard, or premium coverage

Age: Premiums may vary based on age group

Location: Costs can differ by state or region

Provider network: In-network vs. out-of-network coverage

Average Monthly Premiums

Based on recent data, here’s what you can expect to pay for dental insurance:

• Individual plans: $7 to $87 per month
• Family plans: $15 to $45 per month

Sample Plan Costs

Let’s look at some specific plan examples: VSP

• Standard Option: Starting at $8/month
• High Option: Starting at $15/month

Humana

• DHMO plans: Starting around $13/month

UnitedHealthcare

• Plan A (glasses or contacts): Around $11/month
• Plan B (glasses and contacts): Around $15/month

What’s Typically Covered

Most dental insurance plans follow a 100-80-50 coverage structure

• 100% coverage for preventive care (e.g., exams, cleanings, x-rays)
• 80% coverage for basic procedures (e.g., fillings, extractions)
• 50% coverage for major procedures (e.g., crowns, bridges, implants)

How to Use Our Cost Calculator

Enter Your Information: Provide basic details about your dental insurance needs, such as coverage type and location.

Review Your Options: Instantly compare quotes from multiple insurance providers.

Choose Your Plan: Select the dental plan that fits your needs and budget.

Secure Your Coverage: Complete the process online or contact us for personalized assistance.

Tips for Choosing the Right Plan

• Compare benefits: Look beyond just the monthly premium
• Check provider networks: Ensure your preferred dentists are in-network
• Consider your needs: Factor in how often you need dental services
• Look for discounts: Some plans offer additional savings on certain procedures