Business insurance • Company review
Pie Insurance Reviews: Workers’ Comp Ratings, Billing, and Claims
Pie Insurance is a workers’ comp-focused insurer whose policies are issued by The Pie Insurance Company, rated A- (Excellent) by AM Best after a 2025 affirmation. It quotes online in about three minutes, offers pay-as-you-go billing, and takes injury reports 24/7 at 844-581-0828.
Here is what Pie Insurance sells, who stands behind its policies, and how claims and service work. Blake Insurance Group is an independent agency, and a licensed agent can compare the options we offer in your area.
Compare Pie Insurance with other business insurers
Tell us your business type, revenue, payroll, and the coverage your contracts require, and a licensed agent will follow up with quotes from the insurers we offer. Submitting the form does not bind coverage.
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Prefer to quote online yourself?
Start a business insurance quote online with one of our partners, without waiting for a call back.
Get a quote from ERGO NEXT →General liability, workers’ compensation, business owner’s policies, professional liability, and commercial auto.
Start an application with First Connect →Quotes from multiple insurance carriers through our First Connect portal.
Sponsored. Each link opens the partner’s website in a new tab, where its terms and privacy policy apply. Blake Insurance Group may be compensated if you buy.
Ways to compare your options
You can go whichever direction suits you. None of these commits you to buying.
- Quote online yourself. Use the online quote link near the top of this page.
- Ask a licensed agent. Send a request or call 888-387-3687.
- See insurers our agency can quote.
- Business: Next, Hiscox, Thimble, Coterie, biBerk, Simply Business, Attune, Foxquilt, Hanover, Great American, AmTrust (workers’ comp), Pathpoint, BTIS, Cowbell (cyber), Cover Whale (trucking), RLI
Availability varies by state, product and applicant. Insurers listed here are ones our agency currently has access to quote; that can change.
Pie Insurance at a glance
| Item | Details |
|---|---|
| What it is | Insurer plus agency: workers’ comp is issued by The Pie Insurance Company and affiliates; other lines come from unaffiliated insurers |
| Rating | AM Best A- (Excellent), stable outlook, affirmed March 27, 2025 after a 2024 review |
| Coverages | Workers’ comp (core), BOP, commercial auto, general liability, professional liability |
| How you buy | Online quote in about 3 minutes, or through more than 4,000 partner agencies |
| Billing | Pay-as-you-go workers’ comp, or annual, semi-annual, quarterly, or monthly |
| Size | More than 55,000 policies in force (January 2026) |
Sources: Pie: agency FAQ; AM Best affirms Pie (Mar. 2025); Pie: workers’ comp; Pie: report a workplace injury; Pie: contact; Pie: 2025 year in review.
How buying from Pie Insurance works
Get a workers’ comp quote online in about three minutes using your payroll and class codes, or buy through a partner agent. Pie offers pay-as-you-go billing, plus annual, semi-annual, quarterly, or monthly plans, and you can request certificates of insurance online.
Claims and customer service
- Report a workplace injury within 24 hours: call the 24/7 claim line at 844-581-0828, file online, or email claims@pieinsurance.com. Pie handles workers’ comp claims in-house in 34 states.
- Workers’ comp service: 855-705-2716; commercial auto: 800-438-5374; service@pieinsurance.com. Hours: Monday to Friday, 9 a.m. to 9 p.m. ET.
Recent changes at Pie Insurance
- AM Best placed Pie’s ratings under review in March 2024 after losses in its New York book, then affirmed A- (Excellent) with a stable outlook in March 2025.
- Pie added Connecticut in 2025.
Who Pie Insurance fits, and what to watch
Good fit if
- You need workers’ comp and want pay-as-you-go billing tied to payroll.
- You want a fast online quote.
Watch for
- Pie’s own pages give different state counts, so confirm it sells in your state.
- Lines other than workers’ comp are issued by unaffiliated insurers.
How to compare it with other options
- Line up the same coverages, limits, and deductibles on every quote, including any additional insured or waiver wording your contracts require.
- Check which insurance company actually issues the policy and its AM Best rating, which can differ from the brand you buy through.
- Ask how claims are reported and who handles them.
- Blake Insurance Group is an independent agency, not Pie Insurance. We can compare quotes from the insurers we offer in your state at 888-387-3687.
Before you get a Pie Insurance quote
- Your business type and a short description of what you do
- Annual revenue, payroll, and number of employees
- Coverage your leases or client contracts require, including limits and additional insureds
- Your claims history for the past three to five years
- Any current policies and their renewal dates
Pie Insurance review FAQs
What is Pie Insurance’s AM Best rating?
A- (Excellent), affirmed in March 2025.
How do I report a workers’ comp claim to Pie?
Call 844-581-0828, 24/7, or file online within 24 hours of the injury.
Does Pie offer pay-as-you-go workers’ comp?
Yes.
What are Pie’s customer service hours?
Monday to Friday, 9 a.m. to 9 p.m. ET.
Is Blake Insurance Group part of Pie Insurance?
No. Blake Insurance Group is an independent agency. We can compare quotes from the insurers we offer, but for an existing Pie Insurance policy, contact Pie Insurance.
Related guides
Partner quote options
Sponsored
Blake Insurance Group works with the partners below. Each link opens the partner's own website, where its terms, eligibility rules, and privacy policy apply. Blake Insurance Group may be compensated if you buy through these links.
- First Connect application: Start an application through our First Connect portal, which we use to quote coverage from multiple insurance carriers.
- ERGO NEXT Insurance (formerly NEXT Insurance): Online quotes for small business coverage, including general liability, workers’ compensation, business owner’s policies, professional liability, and commercial auto.
- Coterie small business insurance: Online quotes for business owner’s policies and general liability from Coterie, a managing general agent that also offers professional liability, cyber, and employment practices liability.
Important information
Compensation. Links in the partner section of this page are sponsored, and Blake Insurance Group may be paid if you make a purchase. Sponsored placement does not affect the other information on this page.
Independent agency. Blake Insurance Group LLC is an independent insurance agency. Licensed insurance producer NPN 16117464. Licensed states: AZ, AL, TX, CA, NY, OH, FL, NC, VA, GA, OK, NM, IA, KS, MI, NE, SC, SD, WV, IL, NJ, PA, TN, and WA. Which insurance companies we can quote depends on our current appointments, the product, and your state. Mentioning a company on this page does not mean we represent it.
Business coverage. State requirements on this page were checked against official sources in October 2026 and can change; confirm with the agency named. Coverage depends on the policy, insurer, and underwriting.
Company names. Company names are trademarks of their owners. Blake Insurance Group isn’t affiliated with the companies described unless a partner link says so, and a company named here may not be available through us. Facts checked October 2026.
Coverage terms. Descriptions are general. The policy contract controls what is covered.
Availability. Coverage, prices, and eligibility vary by company, state, and applicant, and are subject to underwriting. The issued policy controls.
Your next step
Request a quote, and a licensed agent will compare business insurance options available to us.