Business insurance • Company review
biBerk Reviews: Berkshire Hathaway’s Direct Small Business Insurer
biBerk is Berkshire Hathaway’s direct-to-consumer small business insurer, founded in 2015. It sells online or by phone without agents, says it has sold 2 million policies to more than 350,000 small businesses, and reports claims at 1-844-472-0966.
Here is what biBerk sells, who stands behind its policies, and how claims and service work. Blake Insurance Group is an independent agency, and a licensed agent can compare the options we offer in your area.
Compare biBerk with other business insurers
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Sponsored. Each link opens the partner’s website in a new tab, where its terms and privacy policy apply. Blake Insurance Group may be compensated if you buy.
Ways to compare your options
You can go whichever direction suits you. None of these commits you to buying.
- Quote online yourself. Use the online quote link near the top of this page.
- Ask a licensed agent. Send a request or call 888-387-3687.
- See insurers our agency can quote.
Availability varies by state, product and applicant. Insurers listed here are ones our agency currently has access to quote; that can change.
biBerk at a glance
| Item | Details |
|---|---|
| What it is | Direct small business insurer; sells online and by phone, not through brokers |
| Who issues policies | Wellfleet Insurance Company, Berkshire Hathaway Direct Insurance Company, National Liability & Fire Insurance Company, and Wellfleet New York Insurance Company |
| Rating | biBerk says its key subsidiaries are rated A++ by AM Best |
| Coverages | Workers’ comp, BOP, general liability, professional liability, commercial auto, umbrella, cyber |
| Customers | More than 350,000 small businesses; 2 million policies sold |
| Where sold | All 50 states, with coverage varying by state |
Sources: biBerk: about us; biBerk: disclosures; biBerk: claims; biBerk: policyholders; biBerk: state coverage map.
How buying from biBerk works
Quote entirely online or call an insurance expert at 844-472-0967. Policyholders can request and download certificates of insurance, pay online, submit payroll for a workers’ comp audit, and set up AutoPay with automatic renewal. biBerk advertises savings of up to 20% and instant coverage.
Claims and customer service
- Report a claim with biBerk’s online form for your policy type or call 844-472-0966. Send claim documents to claims@biBerk.com. Claims hours aren’t published.
- Customer service, policy changes, and cancellations: 844-472-0967, or use the online support ticket form.
Who biBerk fits, and what to watch
Good fit if
- You want to buy directly from a Berkshire Hathaway company without an agent.
- You need workers’ comp or a BOP and want online certificates and payroll reporting.
Watch for
- Products differ by state, so check the coverage map for your state.
- biBerk doesn’t publish service hours or tie its A++ statement to a specific underwriting company.
How to compare it with other options
- Line up the same coverages, limits, and deductibles on every quote, including any additional insured or waiver wording your contracts require.
- Check which insurance company actually issues the policy and its AM Best rating, which can differ from the brand you buy through.
- Ask how claims are reported and who handles them.
- Blake Insurance Group is an independent agency, not biBerk. We can compare quotes from the insurers we offer in your state at 888-387-3687.
Before you get a biBerk quote
- Your business type and a short description of what you do
- Annual revenue, payroll, and number of employees
- Coverage your leases or client contracts require, including limits and additional insureds
- Your claims history for the past three to five years
- Any current policies and their renewal dates
biBerk review FAQs
Is biBerk owned by Berkshire Hathaway?
Yes. biBerk is part of the Berkshire Hathaway Insurance Group.
What is biBerk’s claims number?
1-844-472-0966.
Does biBerk sell through agents?
No. It sells directly, online or by phone.
Is biBerk available in my state?
biBerk sells in all 50 states, but available coverages vary by state.
Is Blake Insurance Group part of biBerk?
No. Blake Insurance Group is an independent agency. We can compare quotes from the insurers we offer, but for an existing biBerk policy, contact biBerk.
Related guides
Partner quote options
Sponsored
Blake Insurance Group works with the partners below. Each link opens the partner's own website, where its terms, eligibility rules, and privacy policy apply. Blake Insurance Group may be compensated if you buy through these links.
- First Connect application: Start an application through our First Connect portal, which we use to quote coverage from multiple insurance carriers.
- ERGO NEXT Insurance (formerly NEXT Insurance): Online quotes for small business coverage, including general liability, workers’ compensation, business owner’s policies, professional liability, and commercial auto.
- Coterie small business insurance: Online quotes for business owner’s policies and general liability from Coterie, a managing general agent that also offers professional liability, cyber, and employment practices liability.
Important information
Compensation. Links in the partner section of this page are sponsored, and Blake Insurance Group may be paid if you make a purchase. Sponsored placement does not affect the other information on this page.
Independent agency. Blake Insurance Group LLC is an independent insurance agency. Licensed insurance producer NPN 16117464. Licensed states: AZ, AL, TX, CA, NY, OH, FL, NC, VA, GA, OK, NM, IA, KS, MI, NE, SC, SD, WV, IL, NJ, PA, TN, and WA. Which insurance companies we can quote depends on our current appointments, the product, and your state. Mentioning a company on this page does not mean we represent it.
Business coverage. State requirements on this page were checked against official sources in October 2026 and can change; confirm with the agency named. Coverage depends on the policy, insurer, and underwriting.
Company names. Company names are trademarks of their owners. Blake Insurance Group isn’t affiliated with the companies described unless a partner link says so, and a company named here may not be available through us. Facts checked October 2026.
Coverage terms. Descriptions are general. The policy contract controls what is covered.
Availability. Coverage, prices, and eligibility vary by company, state, and applicant, and are subject to underwriting. The issued policy controls.
Your next step
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