Quote request • Auto, home, renters, life, and more
Get an Insurance Quote From a Licensed Independent Agency
Use this page to get an insurance quote for auto, home, renters, condo, life, umbrella, motorcycle, RV, and other personal coverage. Blake Insurance Group is an independent agency, so a licensed agent reviews your request and compares the options available to us rather than offering a single company's price.
The form takes a few minutes. Below it, you will find what to have ready, how insurers set prices, and what happens after you submit. Submitting a request does not bind coverage, obligate you to buy, or replace your current policy.
Request your quote
Tell us what you want to insure and how to reach you. A licensed agent will follow up. Submitting the form does not bind coverage.
If the form does not load, call 888-387-3687, Monday through Friday, 9:00 to 5:00, or email admin@blakeinsurancegroup.com.
What we can quote
| Coverage | What it protects | Learn more |
|---|---|---|
| Auto insurance | Liability, your vehicle, and injuries | Auto insurance |
| Homeowners insurance | Your home, belongings, and liability | Home insurance |
| Renters insurance | Belongings and liability for tenants | Renters comparison |
| Life insurance | Income replacement for your family | Life insurance |
| Umbrella insurance | Extra liability above home and auto | Umbrella insurance |
| Motorcycle, RV, and ATV | Recreational and specialty vehicles | RV insurance |
Availability depends on your state and the companies we represent there.
What to have ready
Accurate information produces accurate quotes. A quote built on guesses can change after the insurer verifies your details. Helpful items include:
- For auto: every household driver's license and date of birth, each vehicle's VIN, the garaging address, annual mileage, and recent accidents or violations.
- For home: the address, year built, square footage, roof age and material, updates to plumbing, electrical, and heating, and any claims in the past five years.
- For renters: the rental address, your lease's liability requirement, and an estimate of your belongings' value.
- For life: the coverage amount and term you want, your health history, medications, height, weight, and tobacco use.
- For every quote: your current declarations page, which shows your limits and deductibles so we can match or improve them.
What affects your price
Insurers use approved rating factors that vary by state and by type of coverage. Common factors include:
| Coverage | Common pricing factors |
|---|---|
| Auto | Driving record, years licensed, vehicle, garaging location, mileage, coverage limits, deductibles, prior insurance, and credit-based insurance score where allowed |
| Home | Rebuilding cost, location, roof age and type, construction, claims history, deductibles, and wildfire, wind, or hail exposure |
| Renters | Location, personal property limit, liability limit, deductible, and claims history |
| Life | Age, health, tobacco use, coverage amount, term length, and family medical history |
Rating rules differ by state. For example, California does not allow credit-based insurance scores in auto pricing.
What happens after you submit
- A licensed agent reviews your request and contacts you to confirm details or ask questions.
- We request rates from the companies available to us for your coverage and state.
- We present the options, explaining differences in coverage as well as price.
- If you choose a policy, we help complete the application. The insurer decides whether to accept it.
- Once bound, you receive ID cards or proof of coverage and a declarations page.
- Cancel any old policy only after the new one is in force, so there is no gap.
Why an independent agency
A captive agent represents one insurance company. A direct insurer sells only its own policies. An independent agency can represent several companies, which can make it easier to compare options in one conversation. No agency represents every company, and we will tell you if your needs fit better elsewhere. Our car insurance comparison guide explains how to compare quotes from any source.
Auto coverage terms to understand
If you are requesting an auto quote, these are the coverages you will see on the comparison.
| Coverage | What it pays for | What to match |
|---|---|---|
| Bodily injury liability | Injuries you cause to others | Per-person and per-accident limits, such as 100/300 |
| Property damage liability | Damage you cause to others' property | Same limit on both quotes, such as $100,000 |
| Uninsured/underinsured motorist | Your injuries when the at-fault driver lacks enough coverage | Same limits; ideally equal to your liability limits |
| Collision | Damage to your car from a crash | Same deductible |
| Comprehensive | Theft, fire, hail, flood, animal strikes, glass | Same deductible; note any glass option |
| Medical payments or PIP | Medical costs for you and passengers | Same limit; PIP rules depend on your state |
| Rental and roadside | Transportation during repairs; towing | Same daily and total limits |
Limits shown are examples, not recommendations. State minimum requirements differ.
Renters: choosing your limits
Whichever company you choose, set limits based on your situation rather than on the lowest price shown.
- Personal property. Walk room by room and total what it would cost to replace clothing, furniture, electronics, kitchen items, and sports gear. Many renters underestimate this by thousands of dollars. Replacement cost coverage pays to buy new items; actual cash value subtracts depreciation.
- Liability. Leases often require $100,000. Higher limits, such as $300,000, usually cost little more and better protect your savings and future wages if a guest is injured or you accidentally damage the building.
- Loss of use. If a fire or burst pipe makes your unit unlivable, this covers reasonable extra costs for temporary housing and meals. Compare how each policy sets this limit.
- Deductible. A higher deductible lowers premium but raises what you pay on a claim. Choose an amount you could pay tomorrow without strain.
Flood and earthquake damage are generally excluded from standard renters policies. If either is a real risk where you live, ask about separate coverage.
When a conversation helps most
Online tools work well for simple situations. A conversation with a licensed agent may be more useful when:
- You have a teen driver, several vehicles, or drivers with recent accidents or violations.
- You need an SR-22 or other state filing. See our SR-22 insurance page.
- You use a vehicle for rideshare, delivery, or other business purposes.
- You own a home, rental property, or significant savings and want liability limits that work with an umbrella policy.
- You have had a claim denied or a policy nonrenewed and need help understanding your options.
An agent can also explain differences in policy wording that are hard to see on a results page.
Switching without a coverage gap
If a new quote is lower, switch carefully so you are never uninsured:
- Confirm the final price after the insurer verifies your information.
- Set the new policy to start on or before the date the old one ends.
- Give the new insurer your lender or lessor information if the vehicle is financed.
- Save your new ID cards and declarations page.
- Cancel the old policy effective the same day, and ask about any refund of unused premium.
- If you have an SR-22, confirm the new insurer files it before the old filing ends.
Should you add umbrella coverage?
Liability limits on home and auto policies cap what the insurer pays if you are sued. A serious accident can exceed them, leaving savings and future wages exposed. An umbrella policy adds liability coverage, often in $1 million increments, above your home and auto limits, and usually costs much less than the coverage it adds. Most umbrella insurers require minimum underlying limits, such as 250/500 on auto and $300,000 on home. Ask about an umbrella when you request a quote if you own a home, have significant savings, have a teen driver, or have a pool or dog. See our umbrella insurance page.
Review your coverage every year
Even if you are happy with your current insurer, a yearly review can catch gaps. Life changes that often call for updated coverage include buying a home, adding a teen driver, getting married or divorced, starting a business from home, renovating, buying jewelry or other valuables, and retiring. Prices also change at renewal, and a quote comparison every year or two helps confirm you are still getting fair value for your coverage.
Quick quote checklist
Have these items handy before you start.
- Your current declarations page. To match limits and deductibles.
- Driver and vehicle details. Licenses, dates of birth, and VINs.
- Property details. Address, year built, roof age, and updates.
- Claims history. Claims and incidents in the past five years.
- Your goals. Lower price, better coverage, or both.
Get a quote FAQs
Is requesting a quote free?
Yes. Requesting a quote is free and does not obligate you to buy.
Does a quote request start my coverage?
No. Coverage begins only after an insurer accepts the application and the policy is bound.
Will a quote affect my credit?
Where allowed, insurers may use a credit-based insurance score, typically through a soft inquiry that does not affect your credit score. Ask us before we run a quote if you have concerns.
How long does a quote take?
The form takes a few minutes. Simple auto and renters quotes can often be completed the same business day; home and life quotes may take longer.
Which companies do you represent?
It depends on your state and coverage. An agent will tell you which companies are available for your quote.
Can I bundle home and auto?
Often, yes. Bundling can reduce the total premium, but we will compare bundled and separate options.
What states do you serve?
Blake Insurance Group is licensed in multiple states. Submit the form and we will confirm whether we can help in yours.
Can I keep my current policy until I decide?
Yes. Keep your current coverage in force until a new policy is bound.
Can I get a quote for a business?
This form is for personal insurance. Call us to discuss business coverage needs.
Do you charge a fee?
We are paid commissions by insurers. If any fee would apply, we will disclose it before you buy.
Related guides
Important information
Independent agency. Blake Insurance Group LLC is an independent insurance agency. Licensed insurance producer NPN 16117464. Licensed states: AZ, AL, TX, CA, NY, OH, FL, NC, VA, GA, OK, NM, IA, KS, MI, NE, SC, SD, WV, IL, NJ, PA, TN, and WA. Which insurance companies we can quote depends on our current appointments, the product, and your state. Mentioning a company on this page does not mean we represent it.
Availability. Coverage, prices, discounts, and eligibility vary by insurer, state, and applicant, and are subject to underwriting. The issued policy controls.
No guarantee. A quote is an estimate based on the information provided and is not a guarantee of coverage or price. Final terms depend on the insurer's underwriting.
Your next step
Ready to compare? Complete the quote form, or call a licensed agent during business hours.