Surety bonds • Arizona
Arizona Surety Bonds: Requirements and Costs by Bond Type
Arizona requires surety bonds for many licenses, public contracts, and court cases. Required amounts range from $2,000 for some contractor TPT bonds to the full contract amount on public works. This guide lists the most common Arizona bonds, who requires them, the required amounts, and where to learn more.
Each bond below links to a detailed guide with sources. Blake Insurance Group is an independent agency based in Arizona, and a licensed agent can help you find and file the bond you need.
Published by Blake Insurance Group LLC · Reviewed November 2026
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Common Arizona surety bonds
| Bond | Who requires it | Required amount |
|---|---|---|
| Contractor license bond | Registrar of Contractors | $2,500 to $100,000 |
| TPT bond for contractors | Department of Revenue | $2,000 to $22,000 |
| Notary bond | Secretary of State | $5,000 |
| Auto dealer bond | ADOT Motor Vehicle Division | $20,000 to $100,000 |
| Mortgage broker and banker bonds | Department of Insurance and Financial Institutions | $10,000 to $100,000 |
| Collection agency bond | Department of Insurance and Financial Institutions | $10,000 to $35,000 |
| Probate and conservator bonds | Superior Court | Based on estate value |
| Performance bond | Public bodies (A.R.S. § 34-222) | 100% of the contract |
| Payment bond | Public bodies (A.R.S. § 34-222) | 100% of the contract |
| Appeal (supersedeas) bond | Courts (A.R.S. § 12-2108) | Up to $25 million |
Amounts are summarized from the detailed guides linked above, which cite the official sources.
What Arizona bonds cost
Many small Arizona license bonds cost $50 to a few hundred dollars a year; notary bonds start around $30 for four years. Larger bonds, such as auto dealer, contract, and court bonds, are priced as a percentage of the bond amount based on credit and finances. See our surety bond cost guide or use the surety bond cost calculator for an estimate.
Federal bonds Arizona businesses often need
- Freight broker bond (BMC-84): $75,000, filed with FMCSA.
- ERISA bond: at least 10% of plan funds handled, for employee benefit plans.
- Bid bonds and Miller Act performance and payment bonds on federal construction.
How to get a bond in Arizona
- Confirm the requirement: the bond type, amount, and obligee.
- Apply: small bonds are often instant; larger bonds need underwriting.
- Sign and file the bond with the agency, court, or project owner.
- Renew on time so your license or contract stays in good standing.
See our guide to buying a surety bond online.
Arizona surety bond FAQs
What surety bonds are required in Arizona?
Common ones include contractor license, contractor TPT, notary, auto dealer, mortgage broker and banker, collection agency, probate, and public works performance and payment bonds.
How much is a surety bond in Arizona?
It depends on the bond. Many small license bonds cost $50 to a few hundred dollars a year, while larger bonds are priced as a percentage of the bond amount.
Do I need a bond to be a contractor in Arizona?
Yes. Licensed contractors must post an ROC license bond, and new or out-of-state contractors often also need a Department of Revenue TPT bond.
Related guides
- Arizona contractor license bond
- Arizona TPT bond
- Arizona notary bond
- Arizona auto dealer bond
- Arizona probate bond
- Surety bonds
- Surety bond cost
- Surety bond cost calculator
- Buy a surety bond online
- License and permit bonds
- South Dakota surety bonds
- West Virginia surety bonds
- New Mexico surety bonds
- Nebraska surety bonds
- Kansas surety bonds
- Iowa surety bonds
- Oklahoma surety bonds
- South Carolina surety bonds
- Alabama surety bonds
- Tennessee surety bonds
- Washington surety bonds
- Michigan surety bonds
- Pennsylvania surety bonds
- New Jersey surety bonds
- Illinois surety bonds
- Georgia surety bonds
- Virginia surety bonds
- North Carolina surety bonds
- Ohio surety bonds
- New York surety bonds
- Florida surety bonds
- California surety bonds
- Texas surety bonds
- Types of surety bonds
Important information
Compensation. The link in the partner quote box near the top of this page is sponsored, and Blake Insurance Group may be paid if you make a purchase. Sponsored placement does not affect the other information on this page.
Independent agency. Blake Insurance Group LLC is an independent insurance agency. Licensed insurance producer NPN 16944666. Licensed states: AZ, AL, TX, CA, NY, OH, FL, NC, VA, GA, OK, NM, IA, KS, MI, NE, SC, SD, WV, IL, NJ, PA, TN, and WA. Which insurance companies we can quote depends on our current appointments, the product, and your state. Mentioning a company on this page does not mean we represent it.
Cost figures. Published averages and ranges are cited from the sources named, as of the dates shown. They are not quotes and may not reflect your price, which depends on the insurer, the surety, your credit, the bond type, and underwriting.
Availability. Coverage, prices, discounts, and eligibility vary by insurer, state, and applicant, and are subject to underwriting. The issued policy controls.
Your next step
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