Insurer guide
SES Risk Solutions Insurance Through an Independent Agency: Coverage and States
Blake Insurance Group is an independent insurance agency with access to quote SES Risk Solutions. This page lists the SES Risk Solutions coverage we can request for clients, the states where we can do it, and how to start.
This page is published by Blake Insurance Group, not by SES Risk Solutions. Availability depends on the product, your location and underwriting.
Request a quote
Tell us what you need and mention SES Risk Solutions if you want it included. A licensed agent will follow up. Submitting the form does not bind coverage.
If the form does not load, call 888-387-3687, Monday through Friday, 9:00 to 5:00 Arizona time, or email admin@blakeinsurancegroup.com.
Blake Insurance Group LLC is an independent insurance agency. Licensed insurance producer NPN 16117464.
SES Risk Solutions coverage and states available through our agency
The table shows each SES Risk Solutions coverage type our agency can currently quote and the states, out of the 24 where we are licensed, in which we can quote it.
| Coverage type | For | States we can quote |
|---|---|---|
| Landlord | Personal | AZ, AL, TX, CA, OH, NC, VA, GA, OK, NM, IA, KS, MI, NE, SC, SD, WV, IL, TN, WA |
| Commercial Portfolio Package | Business | AZ, AL, TX, CA, OH, NC, VA, GA, OK, NM, IA, KS, MI, NE, SC, SD, WV, IL, TN, WA |
| Excess Liability | Business | AZ, AL, TX, CA, OH, FL, NC, VA, GA, OK, NM, IA, KS, MI, NE, SC, SD, WV, IL, TN, WA |
If your state or coverage type is not listed, send a request anyway. We can check other insurers we have access to.
How to request a SES Risk Solutions quote
- Send the request form on this page or call 888-387-3687.
- Tell us the coverage you need and the state where the property, vehicle or business is located.
- A licensed agent reviews whether SES Risk Solutions is available for your situation and what information the insurer needs.
- You review the quote and decide. Coverage starts only after the insurer accepts your application and confirms it.
Ways to compare your options
You can go whichever direction suits you. None of these commits you to buying.
- Ask a licensed agent. Send a request or call 888-387-3687.
- See other insurers our agency can quote for similar coverage. Covertree, Pacific Specialty Insurance Company, Steadily, Starfish, Green Shield Risk, Delos, Vacant Express, RLI Contrac Pac.
Who SES Risk Solutions is
SES Risk Solutions is a managing general underwriter and property and casualty program administrator. It focuses on insurance for real estate investors. It cites "over 35 years" of experience. Its California license number is 0773864.
We couldn't confirm its exact legal entity. It's probably SES Insurance Brokerage Services, Inc. The site copyright reads "SES-Insurance," and its LinkedIn page uses that longer name.
SES's 2024 release is datelined Irvine, California. That's not stated as its headquarters, so we couldn't verify it.
Who backs SES programs
SES says its programs are "backed by A-rated carriers." It doesn't name them, and we couldn't verify them.
On September 29, 2025, Zurich gave SES its Pinnacle Award for program administrators. SES's president referred to its "valued collaboration with Zurich." That points to Zurich as a program insurer. But it doesn't confirm that Zurich issues SES policies.
Your declarations page will name the insurer. Get it before you bind, and check its rating.
What SES covers
According to the First Connect carrier directory, SES offers landlord coverage for:
- Single-family rentals with 1 to 4 units, either one property or a portfolio.
- Multifamily properties with 5 or more units.
- Property-manager portfolios.
SES's QUBIE platform offers instant quote and bind. It launched in December 2022.
The First Connect carrier directory lists 43 states. Florida, New Jersey, New York, Pennsylvania, Connecticut, Massachusetts and Hawaii aren't on that list.
A landlord policy is generally different from a homeowners policy, which is for a home you live in. SES's programs are aimed at real estate investors, from a single property to a portfolio.
How SES sells
SES sells through brokers, agents and fiduciaries. It also sells through QUBIE and through software integrations:
- Rent Manager, from 2022.
- Latchel.
- Guaranteed Rate Insurance, announced July 9, 2024.
SES news, 2024 to 2025
- July 9, 2024: partnership with Guaranteed Rate Insurance.
- September 29, 2025: received Zurich's Pinnacle Award for program administrators.
A program administrator generally acts under authority from its insurers, which carry the risk and pay covered claims.
The Zurich award is the only public link we found between SES and an insurer. Until SES names its insurers, check your declarations page.
What to check before you buy SES
- The insurer. Get its name and check its rating. Zurich is implied but not confirmed.
- Single or portfolio. Choose the right program for how many properties you own.
- Unit count. 1 to 4 units and 5-plus units are written differently.
- Your state. Several Northeast states and Florida aren't listed on First Connect.
- Liability limits. Make sure they meet your lender's or partners' needs.
- Vacancy. Tell your agent if a unit will sit empty.
Sources for the sections above: SES: Single-family program; Business Wire: SES and Guaranteed Rate Insurance (2024); Business Wire: Zurich honors SES Risk Solutions with Pinnacle Award (2025); First Connect carrier directory: SES Risk Solutions (secondary).
SES Risk Solutions FAQs
Can Blake Insurance Group quote SES Risk Solutions?
Yes. Our agency currently has access to quote SES Risk Solutions for the coverage types and states listed on this page. Access can change, and SES Risk Solutions decides whether to offer a policy.
Which states can you quote SES Risk Solutions in?
Of the 24 states where we are licensed, we can currently quote SES Risk Solutions in AZ, AL, TX, CA, OH, FL, NC, VA, GA, OK, NM, IA, KS, MI, NE, SC, SD, WV, IL, TN, WA. Availability differs by coverage type, as the table shows.
Does a quote request start coverage?
No. Coverage begins only after the insurer accepts your application and confirms it.
Can I compare SES Risk Solutions with other insurers?
Yes. As an independent agency we can look at other insurers we have access to for the same coverage, where they are available in your state.
Important information
Independent agency. Blake Insurance Group LLC is an independent insurance agency. The coverage types and states on this page reflect our agency access as checked in November 2026 and can change. SES Risk Solutions decides eligibility, pricing and whether to issue a policy.
Trademarks. SES Risk Solutions and other company names are trademarks of their owners. This page is not published or endorsed by SES Risk Solutions.
Availability. Coverage, prices, discounts and eligibility vary by insurer, state and applicant, and are subject to underwriting. The issued policy controls. A quote request does not bind or change coverage.
Your next step
Send a request and a licensed agent will check SES Risk Solutions and other options available to you.