Insurer guide
RLI Contrac Pac Insurance Through an Independent Agency: Coverage and States
Blake Insurance Group is an independent insurance agency with access to quote RLI Contrac Pac. This page lists the RLI Contrac Pac coverage we can request for clients, the states where we can do it, and how to start.
This page is published by Blake Insurance Group, not by RLI Contrac Pac. Availability depends on the product, your location and underwriting.
Request a quote
Tell us what you need and mention RLI Contrac Pac if you want it included. A licensed agent will follow up. Submitting the form does not bind coverage.
If the form does not load, call 888-387-3687, Monday through Friday, 9:00 to 5:00 Arizona time, or email admin@blakeinsurancegroup.com.
Blake Insurance Group LLC is an independent insurance agency. Licensed insurance producer NPN 16117464.
RLI Contrac Pac coverage and states available through our agency
The table shows each RLI Contrac Pac coverage type our agency can currently quote and the states, out of the 24 where we are licensed, in which we can quote it.
| Coverage type | For | States we can quote |
|---|---|---|
| Commercial Portfolio Package | Business | AZ, AL, TX, CA, NY, OH, FL, NC, VA, GA, OK, NM, IA, KS, MI, NE, SC, SD, WV, IL, NJ, PA, TN, WA |
| General Liability | Business | AZ, AL, TX, CA, OH, FL, NC, VA, GA, OK, NM, IA, KS, MI, NE, SC, SD, WV, IL, NJ, PA, TN, WA |
| Inland Marine | Business | AZ, AL, TX, CA, OH, FL, NC, VA, GA, OK, NM, IA, KS, MI, NE, SC, SD, WV, IL, NJ, PA, TN, WA |
| Commercial Property | Business | AZ, AL, TX, CA, OH, FL, NC, VA, GA, OK, NM, IA, KS, MI, NE, SC, SD, WV, IL, NJ, PA, TN, WA |
If your state or coverage type is not listed, send a request anyway. We can check other insurers we have access to.
How to request a RLI Contrac Pac quote
- Send the request form on this page or call 888-387-3687.
- Tell us the coverage you need and the state where the business operates.
- A licensed agent reviews whether RLI Contrac Pac is available for your situation and what information the insurer needs.
- You review the quote and decide. Coverage starts only after the insurer accepts your application and confirms it.
Ways to compare your options
You can go whichever direction suits you. None of these commits you to buying.
- Ask a licensed agent. Send a request or call 888-387-3687.
- See other insurers our agency can quote for similar coverage. Hanover, SES Risk Solutions, Alchemy, Next, Simply Business, Pathpoint, Blitz, Insur-Fi.
What RLI Contrac-Pac is
Contrac-Pac is an RLI program for small and medium-sized contractors. It's built for artisan contractors, such as individual trades, and for general contractors.
The core of the program is admitted general liability. Optional add-ons are business personal property and inland marine. Inland marine can cover tools and equipment that move between job sites.
Those details come from a First Connect launch session. The presenter was Jennifer Loop, Director of Underwriting for Contrac Pac.
RLI is a specialty insurer based in Peoria, Illinois. RLI also runs surety and other programs on First Connect.
Who issues Contrac-Pac
No page we reviewed in 2026 named the issuing company. We couldn't verify it.
In 2019, Amynta announced that its BTIS unit would offer RLI's admitted Contrac Pac contractor GL. That release said the coverage was written through RLI's Contractors Bonding and Insurance Company (CBIC). We couldn't confirm that CBIC still issues it today.
RLI Group's rated insurers are RLI Insurance Company, Mt. Hawley Insurance Company and CBIC. Your declarations page will show which one issued your policy.
Contrac-Pac's rating
First Connect's pages disagree on the rating. Its carrier page says "A+ Superior." Its launch page says "A++."
AM Best settled that on February 20, 2026. It upgraded RLI Group's insurers to A++ (Superior), with a long-term issuer credit rating of "aa+" and a stable outlook. So the "A+" figure appears out of date.
A++ is in AM Best's "Superior" category. It applies to all three RLI Group insurers, so if one of them issues Contrac-Pac, that rating applies.
If a certificate or quote you receive still says A+, ask your agent to confirm the current rating. Some clients and general contractors check an insurer's rating before they accept a certificate.
Who qualifies for Contrac-Pac
Contrac-Pac uses "Quickwrite" eligibility rules, according to First Connect. The goal is fast quotes for businesses that fit the program.
- New ventures need at least three years of industry experience.
- Higher-hazard exposures are excluded.
- Applications are contractor-specific, so you'll answer questions about your trade.
According to the First Connect carrier directory, Contrac-Pac is "available in 49." The list includes DC. It leaves out Colorado and New York.
How Contrac-Pac is sold
Contrac-Pac is sold through independent agents. They use a portal with contractor-specific applications.
It has also been offered through wholesalers. BTIS, part of the Amynta Group, offered it to its retail agents starting in 2019.
Because the program is admitted, it generally follows your state's filed rates and forms. A non-admitted contractor GL program generally has more flexibility but fewer state protections. Your agent can compare the two if you're offered both.
What to check before you buy Contrac-Pac
- Your trade. Confirm your work isn't a higher-hazard class the program excludes.
- Experience. If you're a new business, have proof of three or more years in the industry.
- The insurer. Check which RLI company is on your policy.
- Tools and equipment. Add inland marine if your tools travel with you.
- Your state. Contrac-Pac isn't offered in Colorado or New York.
- Contract requirements. Check your GL limits against what your clients require.
Sources for the sections above: First Connect: RLI Contrac Pac launch (secondary); Business Wire: AM Best upgrades credit ratings for RLI Corp. and its subsidiaries (2026); Amynta Group: BTIS partners with RLI's CBIC (2019); First Connect carrier directory: RLI Contrac-Pac (secondary).
RLI Contrac Pac FAQs
Can Blake Insurance Group quote RLI Contrac Pac?
Yes. Our agency currently has access to quote RLI Contrac Pac for the coverage types and states listed on this page. Access can change, and RLI Contrac Pac decides whether to offer a policy.
Which states can you quote RLI Contrac Pac in?
Of the 24 states where we are licensed, we can currently quote RLI Contrac Pac in AZ, AL, TX, CA, NY, OH, FL, NC, VA, GA, OK, NM, IA, KS, MI, NE, SC, SD, WV, IL, NJ, PA, TN, WA. Availability differs by coverage type, as the table shows.
Does a quote request start coverage?
No. Coverage begins only after the insurer accepts your application and confirms it.
Can I compare RLI Contrac Pac with other insurers?
Yes. As an independent agency we can look at other insurers we have access to for the same coverage, where they are available in your state.
Important information
Independent agency. Blake Insurance Group LLC is an independent insurance agency. The coverage types and states on this page reflect our agency access as checked in November 2026 and can change. RLI Contrac Pac decides eligibility, pricing and whether to issue a policy.
Trademarks. RLI Contrac Pac and other company names are trademarks of their owners. This page is not published or endorsed by RLI Contrac Pac.
Availability. Coverage, prices, discounts and eligibility vary by insurer, state and applicant, and are subject to underwriting. The issued policy controls. A quote request does not bind or change coverage.
Your next step
Send a request and a licensed agent will check RLI Contrac Pac and other options available to you.