Insurer guide
Delos Insurance Through an Independent Agency: Coverage and States
Blake Insurance Group is an independent insurance agency with access to quote Delos. This page lists the Delos coverage we can request for clients, the states where we can do it, and how to start.
This page is published by Blake Insurance Group, not by Delos. Availability depends on the product, your location and underwriting.
Request a quote
Tell us what you need and mention Delos if you want it included. A licensed agent will follow up. Submitting the form does not bind coverage.
If the form does not load, call 888-387-3687, Monday through Friday, 9:00 to 5:00 Arizona time, or email admin@blakeinsurancegroup.com.
Blake Insurance Group LLC is an independent insurance agency. Licensed insurance producer NPN 16117464.
Delos coverage and states available through our agency
The table shows each Delos coverage type our agency can currently quote and the states, out of the 24 where we are licensed, in which we can quote it.
| Coverage type | For | States we can quote |
|---|---|---|
| Vacant Property | Personal | CA |
| High Value Home | Personal | CA |
| Landlord | Personal | CA |
| Homeowners | Personal | CA |
If your state or coverage type is not listed, send a request anyway. We can check other insurers we have access to.
How to request a Delos quote
- Send the request form on this page or call 888-387-3687.
- Tell us the coverage you need and the state where the property, vehicle or business is located.
- A licensed agent reviews whether Delos is available for your situation and what information the insurer needs.
- You review the quote and decide. Coverage starts only after the insurer accepts your application and confirms it.
Ways to compare your options
You can go whichever direction suits you. None of these commits you to buying.
- Ask a licensed agent. Send a request or call 888-387-3687.
- See other insurers our agency can quote for similar coverage. Green Shield Risk, Monarch Sky, Vacant Express, MSI, Kelly Klee, Covertree, Pacific Specialty Insurance Company, Steadily.
Who Delos is
Delos Insurance Solutions is a property MGA based in San Francisco. Aerospace engineers founded it in 2017. Kevin Stein is CEO. We couldn't verify its legal entity name.
Delos focuses on homes in California wildfire-risk zones. According to the First Connect carrier directory, it uses "proprietary data and AI" to underwrite those homes.
Delos's founders came from aerospace, not insurance. The company's approach rests on wildfire modeling. Insurance Insider US reported that Delos had no direct losses from the 2025 Los Angeles wildfires.
Delos has grown with venture funding, including from IA Capital Group and HSBC Asset Management.
Who issues Delos policies
Delos doesn't name its insurers. Its October 2025 release says "all of Delos' capacity is through AM Best 'A' Rated or Demotech 'A' Rated companies." In 2022, Insurance Journal reported that it wrote on behalf of insurers rated A or higher by AM Best.
A 2020 Insurance Journal headline named Canopius as a partner. That's too old to treat as current.
We couldn't verify whether Delos policies are admitted or excess and surplus. Check your declarations page for the insurer's name and type.
Delos's statement leaves room for either rating agency. AM Best and Demotech use different scales. An "A" from Demotech isn't the same as an "A" from AM Best. Know which agency rates your insurer.
What Delos covers
- HO-3 homeowners policies for primary, secondary and seasonal homes.
- Vacant-home policies.
- High-value home and landlord coverage, according to the First Connect carrier directory.
Insurance Insider US reported in 2025 that Delos offers limits up to $3 million on the dwelling. Total insured value can reach $5 million.
Delos writes in California only. It sells through about 11,000 California distribution partners and agents. In 2022, it took on California FAIR Plan policyholders through the FAIR Plan Clearinghouse.
Delos news, 2023 to 2025
- September 14, 2023: $7.3 million seed extension led by IA Capital Group.
- October 31, 2024: $9 million Series A led by HSBC Asset Management.
- 2025: reported no direct losses from the Los Angeles wildfires, according to Insurance Insider US.
- October 22, 2025: expanded eligibility to about 265,000 more homes in five southern California counties.
Delos said its wildfire science opens up insurance for those additional southern California homes.
Delos and the FAIR Plan
In 2022, Delos took on California FAIR Plan policyholders through the FAIR Plan Clearinghouse, according to Insurance Journal.
If you're on the FAIR Plan now, a Delos quote may be worth comparing. Look at the full coverage, not just the dwelling limit. Ask what a Delos HO-3 includes so you can compare fairly.
What to check before you buy Delos
- The insurer. Get its name and which agency rates it.
- Admitted or E&S. Ask which kind of policy you're getting.
- Limits. Confirm your dwelling limit reflects rebuilding costs in your area.
- Mitigation. Ask whether home-hardening steps affect eligibility.
- Home type. Primary, secondary, seasonal and vacant homes may be written differently. Describe your home accurately.
- Your agent. Delos sells through California agents. Ask yours whether they can place it.
Sources for the sections above: Delos / finanzen.net: Delos opens up insurance for 265,000 more Southern California homes (2025) (secondary host); PRNewswire: Delos raises $7.3MM seed extension (2023); Carrier Management: Delos Series A (2024) (secondary); Insurance Insider US: Delos offering up to $3mn homeowners limits (2025) (secondary); Insurance Journal: Delos and FAIR Plan policyholders (2022) (secondary); First Connect carrier directory: Delos (secondary).
Delos FAQs
Can Blake Insurance Group quote Delos?
Yes. Our agency currently has access to quote Delos for the coverage types and states listed on this page. Access can change, and Delos decides whether to offer a policy.
Which states can you quote Delos in?
Of the 24 states where we are licensed, we can currently quote Delos in CA. Availability differs by coverage type, as the table shows.
Does a quote request start coverage?
No. Coverage begins only after the insurer accepts your application and confirms it.
Can I compare Delos with other insurers?
Yes. As an independent agency we can look at other insurers we have access to for the same coverage, where they are available in your state.
Important information
Independent agency. Blake Insurance Group LLC is an independent insurance agency. The coverage types and states on this page reflect our agency access as checked in November 2026 and can change. Delos decides eligibility, pricing and whether to issue a policy.
Trademarks. Delos and other company names are trademarks of their owners. This page is not published or endorsed by Delos.
Availability. Coverage, prices, discounts and eligibility vary by insurer, state and applicant, and are subject to underwriting. The issued policy controls. A quote request does not bind or change coverage.
Your next step
Send a request and a licensed agent will check Delos and other options available to you.