Insurer guide
Vacant Express Insurance Through an Independent Agency: Coverage and States
Blake Insurance Group is an independent insurance agency with access to quote Vacant Express. This page lists the Vacant Express coverage we can request for clients, the states where we can do it, and how to start.
This page is published by Blake Insurance Group, not by Vacant Express. Availability depends on the product, your location and underwriting.
Request a quote
Tell us what you need and mention Vacant Express if you want it included. A licensed agent will follow up. Submitting the form does not bind coverage.
If the form does not load, call 888-387-3687, Monday through Friday, 9:00 to 5:00 Arizona time, or email admin@blakeinsurancegroup.com.
Blake Insurance Group LLC is an independent insurance agency. Licensed insurance producer NPN 16117464.
Vacant Express coverage and states available through our agency
The table shows each Vacant Express coverage type our agency can currently quote and the states, out of the 24 where we are licensed, in which we can quote it.
| Coverage type | For | States we can quote |
|---|---|---|
| Landlord | Personal | AZ, AL, TX, CA, NY, NC, VA, GA, NM, IA, KS, NE, SC, SD, IL, NJ, PA, TN |
| Special Event Coverage | Business | AZ, AL, TX, CA, NY, OH, FL, NC, VA, GA, OK, NM, IA, KS, MI, NE, SC, SD, WV, IL, NJ, PA, TN, WA |
| Vacant Property | Personal | AZ, AL, TX, CA, NY, OH, FL, NC, VA, GA, OK, NM, IA, KS, MI, NE, SC, SD, WV, IL, NJ, PA, TN, WA |
| Builders Risk | Business | AZ, AL, TX, CA, NY, OH, FL, NC, VA, GA, OK, NM, IA, KS, MI, NE, SC, SD, WV, IL, NJ, PA, TN, WA |
| Vacant Commercial | Business | AZ, AL, TX, CA, NY, OH, FL, NC, VA, GA, OK, NM, IA, KS, MI, NE, SC, SD, WV, IL, NJ, PA, TN, WA |
| Short Term Rental | Personal | AZ, AL, TX, CA, NY, NC, VA, GA, NM, IA, KS, NE, SC, SD, IL, NJ, PA, TN |
If your state or coverage type is not listed, send a request anyway. We can check other insurers we have access to.
How to request a Vacant Express quote
- Send the request form on this page or call 888-387-3687.
- Tell us the coverage you need and the state where the property, vehicle or business is located.
- A licensed agent reviews whether Vacant Express is available for your situation and what information the insurer needs.
- You review the quote and decide. Coverage starts only after the insurer accepts your application and confirms it.
Ways to compare your options
You can go whichever direction suits you. None of these commits you to buying.
- Ask a licensed agent. Send a request or call 888-387-3687.
- See other insurers our agency can quote for similar coverage. Covertree, Pacific Specialty Insurance Company, Steadily, SES Risk Solutions, Starfish, Green Shield Risk, Delos, LIO.
Who VacantExpress is
VacantExpress is a vacant-property insurance program. It's offered through member companies of Global Indemnity Group (GBLI). The program administrator is J.H. Ferguson & Associates, LLC. Those details come from a VacantExpress highlights flyer (form VE FL 2017 0124). The flyer has no printed date.
The VACANTEXPRESS.COM trademark was filed in 2007 and renewed in 2020, according to Justia. It covers property and casualty brokerage and underwriting.
We couldn't verify where VacantExpress or J.H. Ferguson is headquartered. The flyer doesn't say.
Collectibles Insurance Services is also part of Global Indemnity. The flyer's contact is an AVP of InsurTech at Global Indemnity, which ties the program to the group directly.
Who issues VacantExpress policies
The flyer says policies come from "member companies of GBLI | Global Indemnity." It quotes the group's AM Best rating as "A" (Excellent), with no rating date. We didn't check that rating with AM Best.
The flyer doesn't name which Global Indemnity company issues the policy. Global Indemnity's collectibles program names United National, Penn-Patriot and Penn-Star as its insurers. But we couldn't confirm which of those, if any, writes VacantExpress. Your declarations page will name the issuing company.
The flyer says coverage is admitted "in most states." No state list is published.
What VacantExpress covers
The flyer lists these property types:
- Vacant dwellings and vacant commercial buildings.
- Properties under renovation and new construction.
- Landlord properties.
- Short-term rental and seasonal homes, in select states.
Qualifying risks can get named-peril coverage (form CP 10 10) or special-form coverage (form CP 10 30). Premises liability is a separate policy. Terms of 3, 6 or 12 months are available in most states.
Agents use an online system to quote, bind and issue policies around the clock. Billing is direct. VacantExpress wasn't in the First Connect carrier directory when we checked. We found no VacantExpress news from 2024 to 2026.
Because the online system is built for agents, you'll likely get a VacantExpress quote through an agent.
Why vacant properties need their own policy
A home or building that sits empty carries different risks than an occupied one. A standard policy may limit or change coverage once a property is vacant, so ask your agent how your current policy treats vacancy.
VacantExpress covers several stages of a property's life. It can cover a vacant home, a renovation, new construction, or a landlord property between tenants. It also offers short-term rental and seasonal homes in select states.
Short terms help here. A 3- or 6-month policy can match a sale or renovation timeline. When the property's status changes, you may need a different policy. Talk with your agent before you move in tenants or finish construction.
What to check before you buy VacantExpress
- The issuing company. Find which Global Indemnity member is on your declarations page.
- Admitted status in your state. The program is admitted "in most states." Ask whether yours is one.
- The coverage form. Named-peril (CP 10 10) covers listed causes of loss only. Special form (CP 10 30) is broader. Know which you're getting.
- Liability. Premises liability is sold separately. If you need it, make sure you buy it.
- The term. Match the 3-, 6- or 12-month term to your vacancy or renovation timeline.
- Property status. Tell your agent if a vacant home becomes occupied or work begins. The right policy can change.
Sources for the sections above: VacantExpress Highlights flyer, VE FL 2017 0124 (company flyer on a third-party host); Justia Trademarks: VACANTEXPRESS.COM (secondary); Collectibles Insurance Services: FAQ (Global Indemnity member companies).
Vacant Express FAQs
Can Blake Insurance Group quote Vacant Express?
Yes. Our agency currently has access to quote Vacant Express for the coverage types and states listed on this page. Access can change, and Vacant Express decides whether to offer a policy.
Which states can you quote Vacant Express in?
Of the 24 states where we are licensed, we can currently quote Vacant Express in AZ, AL, TX, CA, NY, OH, FL, NC, VA, GA, OK, NM, IA, KS, MI, NE, SC, SD, WV, IL, NJ, PA, TN, WA. Availability differs by coverage type, as the table shows.
Does a quote request start coverage?
No. Coverage begins only after the insurer accepts your application and confirms it.
Can I compare Vacant Express with other insurers?
Yes. As an independent agency we can look at other insurers we have access to for the same coverage, where they are available in your state.
Important information
Independent agency. Blake Insurance Group LLC is an independent insurance agency. The coverage types and states on this page reflect our agency access as checked in November 2026 and can change. Vacant Express decides eligibility, pricing and whether to issue a policy.
Trademarks. Vacant Express and other company names are trademarks of their owners. This page is not published or endorsed by Vacant Express.
Availability. Coverage, prices, discounts and eligibility vary by insurer, state and applicant, and are subject to underwriting. The issued policy controls. A quote request does not bind or change coverage.
Your next step
Send a request and a licensed agent will check Vacant Express and other options available to you.