Insurer guide
Green Shield Risk Insurance Through an Independent Agency: Coverage and States

Blake Insurance Group is an independent insurance agency with access to quote Green Shield Risk. This page lists the Green Shield Risk coverage we can request for clients, the states where we can do it, and how to start.
This page is published by Blake Insurance Group, not by Green Shield Risk. Availability depends on the product, your location and underwriting.
Published by Blake Insurance Group LLC · Reviewed November 2026
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Blake Insurance Group LLC is an independent insurance agency. Licensed insurance producer NPN 16117464.
Green Shield Risk coverage and states available through our agency
The table shows each Green Shield Risk coverage type our agency can currently quote and the states, out of the 24 where we are licensed, in which we can quote it.
| Coverage type | For | States we can quote |
|---|---|---|
| Landlord | Personal | AZ, AL, TX, CA, NY, OH, FL, NC, VA, GA, OK, NM, IA, KS, MI, NE, SC, SD, WV, IL, NJ, PA, TN, WA |
| High Value Home | Personal | CA |
| Builders Risk | Business | AZ, TX, CA, NY, OH, FL, NC, VA, GA, OK, NM, IA, KS, MI, NE, SC, SD, WV, IL, NJ, PA, TN, WA |
| Dwelling Fire | Personal | AZ, TX, CA, NY, OH, FL, NC, VA, GA, OK, NM, IA, KS, MI, NE, SC, SD, WV, IL, NJ, PA, TN, WA |
| Vacant Property | Personal | AZ, TX, CA, NY, OH, FL, NC, VA, GA, OK, NM, IA, KS, MI, NE, SC, SD, WV, IL, NJ, PA, TN, WA |
| Difference In Condition | Personal | AZ, TX, CA, NY, OH, FL, NC, VA, GA, OK, NM, IA, KS, MI, NE, SC, SD, WV, IL, NJ, PA, TN, WA |
If your state or coverage type is not listed, send a request anyway. We can check other insurers we have access to.
How to request a Green Shield Risk quote
- Send the request form on this page or call 888-387-3687.
- Tell us the coverage you need and the state where the property, vehicle or business is located.
- A licensed agent reviews whether Green Shield Risk is available for your situation and what information the insurer needs.
- You review the quote and decide. Coverage starts only after the insurer accepts your application and confirms it.
Ways to compare your options
You can go whichever direction suits you. None of these commits you to buying.
- Ask a licensed agent. Send a request or call 888-387-3687.
- See other insurers our agency can quote for similar coverage. Covertree, Pacific Specialty Insurance Company, Steadily, SES Risk Solutions, Starfish, Delos, Vacant Express, MSI.
Who Green Shield Risk Solutions is
Green Shield Risk Solutions LLC is a Chicago-based MGA. It combines insurance with risk mitigation and analytics, and it has wholesale market access. First Connect also calls it an MGA.
Green Shield's Guardian Elite Home product is aimed at high-value homes in wildfire areas. It also runs builders risk and real estate investor programs nationwide.
The insurer named on your policy, not the MGA, carries the risk.
Its 2024 collaboration with Striior covered wildfire analytics and underwriting.
Who issues Green Shield policies
Green Shield's Guardian Elite Home product is placed on "A.M. Best A+ rated Lloyd's paper," according to Beinsure in August 2026. No syndicate is named. We didn't verify the rating.
Lloyd's is a marketplace made up of syndicates. When a policy is on Lloyd's paper, the syndicates backing it are generally identified in the policy documents. Ask your agent to show you which ones.
We couldn't verify the insurers behind Green Shield's other programs.
What Green Shield covers
- Guardian Elite Home: a non-admitted HO-3 for high-value primary and secondary homes in wildfire-exposed areas. Liability limits run from $300,000 to $500,000. HO-3 townhomes are accepted. HO-6 condo policies are not.
- Builders risk, nationwide.
- Real estate investor program for buildings with five or more units, nationwide.
- REO portfolio program for 1 to 4 unit homes, condos and apartments up to 20 units.
Florida wind is available for builders risk and investor business. The First Connect carrier directory also lists DIC, dwelling fire, landlord, vacant and commercial package.
Where Green Shield writes
Guardian Elite Home is available in California and Colorado, in every ZIP code. Green Shield plans to expand to the Southeast and West, according to Beinsure.
Its other programs are nationwide, according to First Connect.
Green Shield sells through appointed retail agents. They use its Compass portal to quote and bind.
If you're outside California and Colorado, Guardian Elite Home isn't available yet. Green Shield's builders risk and investor programs may still be options. Ask your agent which programs are open in your state.
Green Shield news, 2024 to 2026
- April 3, 2024: announced a wildfire analytics and underwriting collaboration with Striior. Striior is a unit of Intact Insurance Specialty Solutions.
- August 12, 2026: Beinsure reported the Guardian Elite Home expansion and the Compass portal for agents.
We found no other Green Shield news from 2024 to 2026.
What to check before you buy Green Shield
- Non-admitted status. Guardian Elite Home is non-admitted. Ask how that affects you in your state.
- The syndicates. Get the Lloyd's syndicates named on your policy.
- Liability limits. The $300,000 to $500,000 range may be low for a high-value home. Consider an umbrella.
- Home type. Condos (HO-6) aren't eligible.
- Mitigation. Ask whether wildfire mitigation steps affect your eligibility or terms.
- Investor units. Match your unit count to the right program.
Sources for the sections above: InsuranceNewsNet: Green Shield Risk and Striior collaboration (2024); Beinsure: Green Shield expands home insurance program (2026) (secondary); Insurance Journal: Green Shield (2023) (secondary); First Connect: Green Shield Risk launch session (secondary); First Connect carrier directory: Green Shield Risk (secondary).
Green Shield Risk FAQs
Can Blake Insurance Group quote Green Shield Risk?
Yes. Our agency currently has access to quote Green Shield Risk for the coverage types and states listed on this page. Access can change, and Green Shield Risk decides whether to offer a policy.
Which states can you quote Green Shield Risk in?
Of the 24 states where we are licensed, we can currently quote Green Shield Risk in AZ, AL, TX, CA, NY, OH, FL, NC, VA, GA, OK, NM, IA, KS, MI, NE, SC, SD, WV, IL, NJ, PA, TN, WA. Availability differs by coverage type, as the table shows.
Does a quote request start coverage?
No. Coverage begins only after the insurer accepts your application and confirms it.
Can I compare Green Shield Risk with other insurers?
Yes. As an independent agency we can look at other insurers we have access to for the same coverage, where they are available in your state.
Important information
Independent agency. Blake Insurance Group LLC is an independent insurance agency. The coverage types and states on this page reflect our agency access as checked in November 2026 and can change. Green Shield Risk decides eligibility, pricing and whether to issue a policy.
Trademarks. Green Shield Risk and other company names are trademarks of their owners. This page is not published or endorsed by Green Shield Risk.
Availability. Coverage, prices, discounts and eligibility vary by insurer, state and applicant, and are subject to underwriting. The issued policy controls. A quote request does not bind or change coverage.
Your next step
Send a request and a licensed agent will check Green Shield Risk and other options available to you.