Surety bonds • Georgia
Georgia Surety Bonds: Requirements and Costs by Bond Type
Georgia requires surety bonds for used motor vehicle dealers and for contractors on larger public works projects. The used dealer bond has increased to $50,000 at the 2026 renewal, and local government public works contracts over $100,000 need performance and payment bonds for at least the full contract amount. This guide lists the most common Georgia bonds and what they cost.
Each bond links to a detailed guide with sources. Blake Insurance Group is an independent agency licensed in Georgia, and a licensed agent can help you find and file the bond you need.
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Common Georgia surety bonds
| Bond | Who requires it | Required amount |
|---|---|---|
| Used motor vehicle dealer bond | Georgia Secretary of State | $50,000 |
| Public works performance and payment bonds | Local governments (O.C.G.A. §§ 36-91-70, 36-91-90) | At least the full contract amount, on contracts over $100,000 |
Amounts are sourced in each linked guide.
Federal bonds Georgia businesses often need
- Freight broker bond (BMC-84): $75,000, filed with FMCSA.
- ERISA bond: at least 10% of plan funds handled.
- Bid bonds and Miller Act bonds on federal construction.
What Georgia bonds cost
Used dealer bonds start around $250 for the two-year term, depending on credit. Contract bonds are priced as a percentage of the contract. See our surety bond cost guide or the surety bond cost calculator.
Georgia surety bond FAQs
What is the Georgia used car dealer bond amount?
$50,000, increased from $35,000 at the 2026 renewal.
When are public works bonds required in Georgia?
Local government public works construction contracts estimated over $100,000 require performance and payment bonds.
When do Georgia used dealer bonds expire?
September 30 of even-numbered years.
Related guides
- Georgia auto dealer bond
- Georgia public works bond
- Virginia surety bonds
- North Carolina surety bonds
- Florida surety bonds
- Surety bonds
- Surety bond cost
- Surety bond cost calculator
- Buy a surety bond online
- License and permit bonds
- Georgia landscaping contractor insurance
- Georgia HVAC contractor insurance
- Georgia electrical contractor insurance
- Georgia plumbing contractor insurance
- Georgia roofing contractor insurance
- South Dakota surety bonds
- West Virginia surety bonds
- New Mexico surety bonds
- Nebraska surety bonds
- Kansas surety bonds
- Iowa surety bonds
- Oklahoma surety bonds
- South Carolina surety bonds
- Alabama surety bonds
- Tennessee surety bonds
- Washington surety bonds
- Michigan surety bonds
- Pennsylvania surety bonds
- New Jersey surety bonds
- Illinois surety bonds
Important information
Compensation. The link in the partner quote box near the top of this page is sponsored, and Blake Insurance Group may be paid if you make a purchase. Sponsored placement does not affect the other information on this page.
Independent agency. Blake Insurance Group LLC is an independent insurance agency. Licensed insurance producer NPN 16944666. Licensed states: AZ, AL, TX, CA, NY, OH, FL, NC, VA, GA, OK, NM, IA, KS, MI, NE, SC, SD, WV, IL, NJ, PA, TN, and WA. Which insurance companies we can quote depends on our current appointments, the product, and your state. Mentioning a company on this page does not mean we represent it.
Cost figures. Published averages and ranges are cited from the sources named, as of the dates shown. They are not quotes and may not reflect your price, which depends on the insurer, the surety, your credit, the bond type, and underwriting.
Availability. Coverage, prices, discounts, and eligibility vary by insurer, state, and applicant, and are subject to underwriting. The issued policy controls.
Your next step
Tell us the Georgia bond you need, and a licensed agent will help you compare options, or start a bond quote online with our partner.
