Insurer guide
Berxi Insurance Through an Independent Agency: Coverage and States
Blake Insurance Group is an independent insurance agency with access to quote Berxi. This page lists the Berxi coverage we can request for clients, the states where we can do it, and how to start.
This page is published by Blake Insurance Group, not by Berxi. Availability depends on the product, your location and underwriting.
Request a quote
Tell us what you need and mention Berxi if you want it included. A licensed agent will follow up. Submitting the form does not bind coverage.
If the form does not load, call 888-387-3687, Monday through Friday, 9:00 to 5:00 Arizona time, or email admin@blakeinsurancegroup.com.
Blake Insurance Group LLC is an independent insurance agency. Licensed insurance producer NPN 16117464.
Berxi coverage and states available through our agency
The table shows each Berxi coverage type our agency can currently quote and the states, out of the 24 where we are licensed, in which we can quote it.
| Coverage type | For | States we can quote |
|---|---|---|
| Commercial General Liability | Business | AZ, AL, TX, OH, FL, NC, VA, GA, OK, NM, IA, KS, MI, NE, SC, IL, PA, TN |
If your state or coverage type is not listed, send a request anyway. We can check other insurers we have access to.
How to request a Berxi quote
- Send the request form on this page or call 888-387-3687.
- Tell us the coverage you need and the state where the business operates.
- A licensed agent reviews whether Berxi is available for your situation and what information the insurer needs.
- You review the quote and decide. Coverage starts only after the insurer accepts your application and confirms it.
Ways to compare your options
You can go whichever direction suits you. None of these commits you to buying.
- Ask a licensed agent. Send a request or call 888-387-3687.
- See other insurers our agency can quote for similar coverage. Attune, Hanover, Coterie, Hiscox, Foxquilt, biBerk, Next, Thimble.
What we could verify about Berxi
According to the First Connect carrier directory, Berxi is "part of Berkshire Hathaway Specialty Insurance." The directory quotes Berkshire Hathaway Specialty Insurance's AM Best rating as A++. It gives no rating date, and we didn't check it with AM Best.
The directory describes a digital general liability product for small businesses. It offers instant quotes, binding and policy issuance. Policyholders get 24/7 access to their policy and claims. The platform is "powered by iBynd."
We couldn't verify Berxi's legal entity, which company issues its policies, its headquarters, its other products or any recent news.
What Berxi offers through First Connect
According to the First Connect carrier directory, Berxi offers commercial general liability (CGL) in 35 states.
General liability generally covers claims that your business caused injury or property damage to others. It generally doesn't cover your own property, your employees' injuries or professional mistakes. You may need other policies for those.
We don't know whether Berxi offers other lines, such as professional liability. Ask your agent.
What to check before you buy Berxi
- The issuing company. Find the exact insurer on your declarations page. A brand that is "part of" a group may use one of several companies.
- Its rating. Check that company's current AM Best rating and the date.
- Your state. Berxi is listed in 35 states. Confirm yours.
- Your class. Instant quotes work only for eligible business types. Answer questions carefully.
- Limits. Check the per-occurrence and aggregate limits against any contract or lease you have.
- Claims access. Know how to report a claim through the 24/7 portal.
Sources for the sections above: First Connect carrier directory: Berxi (secondary).
How to verify an insurer or agency
Before buying through any website or app, confirm who is selling you the policy and who will issue it:
- Find the licensed agency or insurer named in the site's footer, terms, or license page.
- Look up the agency or producer on your state insurance department's license search, or through the National Insurance Producer Registry (NIPR).
- Look up the insurer on your state insurance department's company search to confirm it is authorized in your state.
- Save the insurer's name and policy number once issued, since that is who handles claims.
A legitimate service will make this information easy to find. Be cautious if you cannot identify the licensed entity.
What an independent agency does
An independent insurance agency is licensed to sell policies from several insurance companies. Instead of quoting one company's products, an independent agent can compare options from the insurers the agency represents, explain the differences in coverage, and help you re-shop at renewal. The insurance company, not the agent, makes underwriting and claim decisions.
Blake Insurance Group is an independent agency. We work with clients by phone, email, and online in states where we are licensed, and we will tell you which insurers we can quote for your situation.
Questions to ask before you buy
- Which insurer issues the policy, and is it licensed in my state?
- What are the limits and deductibles, and what’s excluded?
- Which discounts were applied, and which ones weren’t?
- How do I report a claim, and is there a 24-hour line?
- What happens if I miss a payment, and is there a grace period?
- Can I get the full quote, including all fees, in writing before I pay?
Sources for the sections above: NAIC: Consumer Insurance Search; National Insurance Producer Registry.
How to check complaints about an insurer
Before you buy, look up the insurer that issues the policy. The NAIC’s Consumer Insurance Search shows each company’s license status, financial filings, and closed consumer complaints, and your state insurance department takes complaints when a company doesn’t resolve a problem. Write down the issuing company’s full legal name from your quote or declarations page, since program names and brands often differ from the insurer that pays claims.
Source: NAIC: Consumer Insurance Search.
What Berxi says about itself
Berxi's own website fills in some gaps. Berxi says it is part of Berkshire Hathaway Specialty Insurance Company (BHSIC), a subsidiary of Berkshire Hathaway Inc. It says all of its policies are underwritten by Berkshire Hathaway Specialty Insurance Company, NAIC #22276. You can use that NAIC number to look the company up on the NAIC consumer information site.
Berxi says it focuses on four kinds of coverage: medical malpractice, dental malpractice, errors and omissions, and general liability. Its malpractice coverage is aimed at healthcare workers such as nurses, physician assistants, mental health providers and physical therapists. Its E&O and general liability coverage is aimed at professionals and small businesses.
Berxi describes itself as direct-to-customer and fully digital, with online quotes, purchase and proof of insurance. Our agency quotes Berxi general liability through First Connect, so ask us which route fits your situation. Berxi also says AM Best rates BHSIC A++. It gives no date, so check the current rating yourself.
Sources for the section above: Berxi: Is Berxi insurance legit? (company source).
Berxi FAQs
Can Blake Insurance Group quote Berxi?
Yes. Our agency currently has access to quote Berxi for the coverage types and states listed on this page. Access can change, and Berxi decides whether to offer a policy.
Which states can you quote Berxi in?
Of the 24 states where we are licensed, we can currently quote Berxi in AZ, AL, TX, OH, FL, NC, VA, GA, OK, NM, IA, KS, MI, NE, SC, IL, PA, TN. Availability differs by coverage type, as the table shows.
Does a quote request start coverage?
No. Coverage begins only after the insurer accepts your application and confirms it.
Can I compare Berxi with other insurers?
Yes. As an independent agency we can look at other insurers we have access to for the same coverage, where they are available in your state.
Important information
Independent agency. Blake Insurance Group LLC is an independent insurance agency. The coverage types and states on this page reflect our agency access as checked in November 2026 and can change. Berxi decides eligibility, pricing and whether to issue a policy.
Trademarks. Berxi and other company names are trademarks of their owners. This page is not published or endorsed by Berxi.
Availability. Coverage, prices, discounts and eligibility vary by insurer, state and applicant, and are subject to underwriting. The issued policy controls. A quote request does not bind or change coverage.
Your next step
Send a request and a licensed agent will check Berxi and other options available to you.