Insurer guide
MGT Insurance Through an Independent Agency: Coverage and States

Blake Insurance Group is an independent insurance agency with access to quote MGT. This page lists the MGT coverage we can request for clients, the states where we can do it, and how to start.
This page is published by Blake Insurance Group, not by MGT. Availability depends on the product, your location and underwriting.
Published by Blake Insurance Group LLC · Reviewed November 2026
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Blake Insurance Group LLC is an independent insurance agency. Licensed insurance producer NPN 16117464.
MGT coverage and states available through our agency
The table shows each MGT coverage type our agency can currently quote and the states, out of the 24 where we are licensed, in which we can quote it.
| Coverage type | For | States we can quote |
|---|---|---|
| Business owner’s policy (BOP) | Business | AZ, AL, TX, CA, OH, NC, VA, GA, OK, NM, IA, KS, MI, NE, SC, WV, IL, NJ, PA, TN, WA |
If your state or coverage type is not listed, send a request anyway. We can check other insurers we have access to.
How to request a MGT quote
- Send the request form on this page or call 888-387-3687.
- Tell us the coverage you need and the state where the business operates.
- A licensed agent reviews whether MGT is available for your situation and what information the insurer needs.
- You review the quote and decide. Coverage starts only after the insurer accepts your application and confirms it.
Ways to compare your options
You can go whichever direction suits you. None of these commits you to buying.
- Ask a licensed agent. Send a request or call 888-387-3687.
- See other insurers our agency can quote for similar coverage. Attune, Hanover, Coterie, Hiscox, biBerk, RLI, Next, Thimble.
Who MGT is
MGT is an insurance company, not an agency. It calls itself an "AI-native neo-insurer" for small commercial property and casualty. It has two insurers:
- MGT Insurance Company, its main carrier. It was formerly CM Select Insurance Company, bought from Church Mutual Holding Company. CM Select was formed in 2017 to serve small religious and nonprofit groups.
- MGT Specialty Insurance Company, an excess and surplus (E&S) carrier launched in January 2025.
Co-CEOs Michael Topol and Graham Topol founded MGT under MGT Partners. They announced the CM Select purchase in October 2023. MGT Insurance Company is based in Greenwood Village, Colorado. Later releases are datelined San Francisco.
MGT's AM Best rating
In March 2025, AM Best assigned an A- (Excellent) rating to MGT Specialty. It affirmed A- (Excellent) for MGT Insurance Company. Both outlooks were stable. That's as reported by Insurance Business in September 2026. We didn't see the AM Best release itself.
Because MGT is the insurer, its own company name should appear on your policy. Check whether it's MGT Insurance Company or MGT Specialty.
An A- rating from AM Best is in its "Excellent" category. The rating applies to each insurer separately. So check the one for the company on your policy, and look for the most recent affirmation date.
What MGT sells and how
- BOP for about 300 business classes, with up to $3 million in revenue and 1 to 100 employees. Add-ons include professional liability, hired and non-owned auto, EPLI, special events and contractors.
- Artisan contractor BOP.
- Commercial umbrella and excess, approved by California's insurance department on August 26, 2026.
- E&S lessor's risk, through an Amwins partnership.
MGT sells through appointed independent agents. Its AI quoting assistant is called "Aimee." Insurance Business reports 43 states plus DC. According to the First Connect carrier directory, it's 45 states plus DC.
MGT news, 2025 to 2026
- January 23, 2025: launched MGT Specialty Insurance Company.
- March 2025: AM Best ratings, as above.
- October 15, 2025: closed a $21.6 million Series B led by Mubadala Capital, with Clocktower Ventures and Tacora Capital. MGT said it had nearly 30,000 customers.
- February 2026: E&S partnership with Amwins.
- April 1, 2026: admitted launch in California.
California's insurance department approved MGT's commercial umbrella and excess product on August 26, 2026.
What it means that MGT is the insurer
An MGA sells and services policies on another company's paper. MGT is different. It owns its own insurance companies.
That means MGT makes the underwriting decisions and carries the risk on its own paper. Your policy will name MGT Insurance Company or MGT Specialty Insurance Company. You don't need to search for a separate carrier name.
MGT's history also explains its structure. Its main carrier came from buying CM Select from Church Mutual. It then added MGT Specialty for excess and surplus (E&S) risks. The E&S company lets it write some businesses that don't fit an admitted policy.
What to check before you buy MGT
- Which MGT company. MGT Insurance Company is admitted. MGT Specialty writes E&S. Know which one issues your policy.
- Eligibility. The BOP fits businesses up to $3 million revenue and 100 employees. Confirm your class is one of the eligible ones.
- Add-ons. If you need professional liability or EPLI, make sure it's actually on the policy.
- Your state. Sources differ on the count, so confirm availability where you operate.
- Accuracy. AI-assisted quoting is fast. Review every answer on your application.
Sources for the sections above: Business Wire: MGT Insurance launches E&S company MGT Specialty (2025); Business Wire: MGT closes $21.6M Series B (2025); Insurance Business: MGT brings its AI pitch to California (2026) (secondary); Insurtech Insights: MGT Partners launches MGT Insurance (2023) (secondary); First Connect: MGT California launch (secondary); First Connect carrier directory: MGT (secondary).
How to verify an insurer or agency
Before buying through any website or app, confirm who is selling you the policy and who will issue it:
- Find the licensed agency or insurer named in the site's footer, terms, or license page.
- Look up the agency or producer on your state insurance department's license search, or through the National Insurance Producer Registry (NIPR).
- Look up the insurer on your state insurance department's company search to confirm it is authorized in your state.
- Save the insurer's name and policy number once issued, since that is who handles claims.
A legitimate service will make this information easy to find. Be cautious if you cannot identify the licensed entity.
What an independent agency does
An independent insurance agency is licensed to sell policies from several insurance companies. Instead of quoting one company's products, an independent agent can compare options from the insurers the agency represents, explain the differences in coverage, and help you re-shop at renewal. The insurance company, not the agent, makes underwriting and claim decisions.
Blake Insurance Group is an independent agency. We work with clients by phone, email, and online in states where we are licensed, and we will tell you which insurers we can quote for your situation.
Questions to ask before you buy
- Which insurer issues the policy, and is it licensed in my state?
- What are the limits and deductibles, and what’s excluded?
- Which discounts were applied, and which ones weren’t?
- How do I report a claim, and is there a 24-hour line?
- What happens if I miss a payment, and is there a grace period?
- Can I get the full quote, including all fees, in writing before I pay?
Sources for the sections above: NAIC: Consumer Insurance Search; National Insurance Producer Registry.
MGT FAQs
Can Blake Insurance Group quote MGT?
Yes. Our agency currently has access to quote MGT for the coverage types and states listed on this page. Access can change, and MGT decides whether to offer a policy.
Which states can you quote MGT in?
Of the 24 states where we are licensed, we can currently quote MGT in AZ, AL, TX, CA, OH, NC, VA, GA, OK, NM, IA, KS, MI, NE, SC, WV, IL, NJ, PA, TN, WA. Availability differs by coverage type, as the table shows.
Does a quote request start coverage?
No. Coverage begins only after the insurer accepts your application and confirms it.
Can I compare MGT with other insurers?
Yes. As an independent agency we can look at other insurers we have access to for the same coverage, where they are available in your state.
Important information
Independent agency. Blake Insurance Group LLC is an independent insurance agency. The coverage types and states on this page reflect our agency access as checked in November 2026 and can change. MGT decides eligibility, pricing and whether to issue a policy.
Trademarks. MGT and other company names are trademarks of their owners. This page is not published or endorsed by MGT.
Availability. Coverage, prices, discounts and eligibility vary by insurer, state and applicant, and are subject to underwriting. The issued policy controls. A quote request does not bind or change coverage.
Your next step
Send a request and a licensed agent will check MGT and other options available to you.