Insurer guide
Hanover Insurance Through an Independent Agency: Coverage and States
Blake Insurance Group is an independent insurance agency with access to quote Hanover. This page lists the Hanover coverage we can request for clients, the states where we can do it, and how to start.
This page is published by Blake Insurance Group, not by Hanover. Availability depends on the product, your location and underwriting.
Request a quote
Tell us what you need and mention Hanover if you want it included. A licensed agent will follow up. Submitting the form does not bind coverage.
If the form does not load, call 888-387-3687, Monday through Friday, 9:00 to 5:00 Arizona time, or email admin@blakeinsurancegroup.com.
Blake Insurance Group LLC is an independent insurance agency. Licensed insurance producer NPN 16117464.
Hanover coverage and states available through our agency
The table shows each Hanover coverage type our agency can currently quote and the states, out of the 24 where we are licensed, in which we can quote it.
| Coverage type | For | States we can quote |
|---|---|---|
| Workers Comp | Business | AZ, TX, CA, NY, OH, NC, VA, GA, MI, SC, IL, NJ, PA, TN, WA |
| Commercial Auto | Business | AZ, TX, CA, NY, OH, NC, VA, GA, MI, SC, IL, NJ, PA, TN, WA |
| Commercial Umbrella | Business | AZ, TX, CA, NY, OH, NC, VA, GA, MI, SC, IL, NJ, PA, TN, WA |
| Inland Marine | Business | AZ, TX, CA, NY, OH, NC, VA, GA, MI, SC, IL, NJ, PA, TN, WA |
| Commercial General Liability | Business | AZ, TX, CA, NY, OH, NC, VA, GA, MI, SC, IL, NJ, PA, TN, WA |
| Errors & Omissions | Business | AZ, TX, CA, NY, OH, NC, VA, GA, MI, SC, IL, NJ, PA, TN, WA |
| Management | Business | AZ, TX, CA, NY, OH, NC, VA, GA, MI, SC, IL, NJ, PA, TN, WA |
| Commercial Cyber | Business | AZ, TX, CA, NY, OH, NC, VA, GA, MI, SC, IL, NJ, PA, TN, WA |
| Commercial Portfolio Package | Business | AZ, TX, CA, NY, OH, NC, VA, GA, MI, SC, IL, NJ, PA, TN, WA |
| Business owner’s policy (BOP) | Business | AZ, TX, CA, NY, OH, NC, VA, GA, MI, SC, IL, NJ, PA, TN, WA |
| Professional Liability | Business | AZ, TX, CA, NY, OH, NC, VA, GA, MI, SC, IL, NJ, PA, TN, WA |
If your state or coverage type is not listed, send a request anyway. We can check other insurers we have access to.
About The Hanover
The Hanover is one of the older property and casualty insurers in the country. Through our agency it is a business insurance option: the table above lists the commercial coverage types we can request, from business owner’s policies to workers’ compensation and professional liability.
- Founded: 1852.
- Headquarters: Worcester, Massachusetts.
- Ownership: Publicly traded as The Hanover Insurance Group (NYSE: THG).
- Financial strength: AM Best rates its property and casualty companies A (Excellent). AM Best affirmed that rating in August 2026.
- How it sells: Through independent agents, for business and personal coverage.
Company details checked November 2026. Ratings and ownership can change, so confirm current information with the insurer or the rating agency. Blake Insurance Group is an independent agency and is not owned by The Hanover.
Sources
How to request a Hanover quote
- Send the request form on this page or call 888-387-3687.
- Tell us the coverage you need and the state where the business operates.
- A licensed agent reviews whether Hanover is available for your situation and what information the insurer needs.
- You review the quote and decide. Coverage starts only after the insurer accepts your application and confirms it.
Ways to compare your options
You can go whichever direction suits you. None of these commits you to buying.
- Ask a licensed agent. Send a request or call 888-387-3687.
- See other insurers our agency can quote for similar coverage. Attune, Cover Whale, biBerk, Pie, Next, AmTrust, Chubb Commercial, Great American.
Who The Hanover is
The Hanover Insurance Group, Inc. is a publicly traded insurance holding company. It trades on the New York Stock Exchange under the symbol THG. It's headquartered in Worcester, Massachusetts. According to a First Connect webinar, it was founded in 1852.
The Hanover's property and casualty business runs through several subsidiaries. AM Best names these, among others:
- The Hanover Insurance Company.
- Citizens Insurance Company of America.
- Massachusetts Bay Insurance Company.
- Allmerica Financial Benefit Insurance Company.
- AIX Specialty Insurance Company.
- NOVA Casualty Company and Verlan Fire.
AM Best affirmed these P&C subsidiaries together in July 2025. So whichever company name is on your policy, check that it is one of the rated Hanover insurers.
The Hanover's AM Best rating
AM Best affirmed The Hanover's ratings on July 31, 2025:
- P&C subsidiaries: financial strength rating A (Excellent), issuer credit rating "a+", outlook stable.
- The Hanover Insurance Group, Inc. (the holding company): issuer credit rating "bbb+".
The holding company's issuer credit rating is a separate measure from the insurers' financial strength rating. For a policyholder, the insurers' rating is the one to check.
What The Hanover offers through First Connect
According to the First Connect carrier directory, The Hanover offers a wide commercial lineup there:
- Business owner's policy (BOP) and commercial package.
- Commercial general liability and commercial umbrella.
- Commercial auto.
- Workers' compensation.
- Cyber.
- Errors and omissions and professional liability.
The directory lists 29 states, so check your state first.
Some of these lines, like cyber and professional liability, fit specific business types. Others, like a BOP or workers' comp, are core coverage for many small businesses. Having them all with one insurer can make coordination easier, but each policy has its own terms. Compare them line by line.
The Hanover's subsidiaries include AIX Specialty Insurance Company. A specialty company in a group like this may write coverage on a different basis than the main insurers. Ask which company is quoting each line.
How The Hanover sells
The Hanover sells through independent agents. First Connect describes its commitment to the independent agency channel. You won't usually buy a Hanover policy directly.
Because The Hanover offers both a BOP and a commercial package policy, your agent can choose based on your business. A BOP bundles common coverages for smaller businesses. A package policy can be built out for larger or more complex risks.
Having many lines with one insurer can also make it easier to coordinate coverage. Ask your agent whether that fits your business.
The Hanover news, 2025
On August 28, 2025, The Hanover issued $500 million of 5.5% senior notes due 2035. AM Best rated the notes "bbb+". The company said it would use the proceeds to repay debt coming due.
The notes are holding-company debt. For the insurers that issue policies, the most recent rating action in our research is AM Best's July 2025 affirmation of A (Excellent).
What to check before you buy The Hanover
- Which subsidiary. Your policy will name one of The Hanover's insurers. Note which one.
- BOP or package. Ask which fits your business and why.
- Your state. First Connect lists 29 states. Confirm yours.
- Specialty lines. Some coverage may come from AIX Specialty. Ask whether it's admitted or surplus lines.
- Workers' comp. Confirm it meets your state's requirements.
- Cyber and E&O. These vary a lot between insurers. Read what's covered and excluded.
Sources for the sections above: Business Wire: AM Best affirms ratings of The Hanover Insurance Group and subsidiaries (2025); Business Wire: The Hanover senior notes offering (2025); First Connect: Hanover launch webinar (secondary); First Connect carrier directory: Hanover (secondary).
Hanover FAQs
Can Blake Insurance Group quote Hanover?
Yes. Our agency currently has access to quote Hanover for the coverage types and states listed on this page. Access can change, and Hanover decides whether to offer a policy.
Which states can you quote Hanover in?
Of the 24 states where we are licensed, we can currently quote Hanover in AZ, TX, CA, NY, OH, NC, VA, GA, MI, SC, IL, NJ, PA, TN, WA. Availability differs by coverage type, as the table shows.
Does a quote request start coverage?
No. Coverage begins only after the insurer accepts your application and confirms it.
Can I compare Hanover with other insurers?
Yes. As an independent agency we can look at other insurers we have access to for the same coverage, where they are available in your state.
Important information
Independent agency. Blake Insurance Group LLC is an independent insurance agency. The coverage types and states on this page reflect our agency access as checked in November 2026 and can change. Hanover decides eligibility, pricing and whether to issue a policy.
Trademarks. Hanover and other company names are trademarks of their owners. This page is not published or endorsed by Hanover.
Availability. Coverage, prices, discounts and eligibility vary by insurer, state and applicant, and are subject to underwriting. The issued policy controls. A quote request does not bind or change coverage.
Your next step
Send a request and a licensed agent will check Hanover and other options available to you.