Business insurance • Kansas plumbing contractors
Kansas Plumbing Contractor Insurance: Local Licensing and Coverage
Kansas does not issue a statewide plumbing license. Cities and counties license plumbers in their jurisdictions and may set their own bond and insurance conditions. A journeyman certificate from a standard exam can support licensing in another Kansas jurisdiction without retesting, and workers’ comp generally applies to employers with more than $20,000 of payroll.
This guide covers Kansas plumbing licensing, workers’ comp, coverage, and typical costs. Blake Insurance Group is an independent agency licensed in Kansas, and a licensed agent can compare quotes for your plumbing business.
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Kansas plumbing licensing
- Kansas cities and counties, not a single state agency, license plumbers in their jurisdictions (Contractor License Requirements (Kansas plumber guide)).
- A journeyman certificate needs two years of field experience and a standard ICC, IAPMO, or Prometric exam with a 75% score.
- Licenses renew yearly with 6 continuing education hours, at least half in code.
- Kansas sets no statewide plumber bond or general liability amount, but local authorities may.
Kansas workers’ compensation
Kansas generally requires workers’ compensation for nonagricultural employers with more than $20,000 in gross annual payroll, with some exceptions (Contractor License Requirements (Kansas contractor guide)).
Coverage most Kansas plumbers carry
- General liability: third-party injuries and property damage, such as a failed fitting that floods a customer’s home.
- Business owner’s policy: general liability bundled with property coverage for your shop and stock, often at a lower combined price.
- Workers’ compensation: medical bills and lost wages if an employee is hurt on the job.
- Commercial auto: service vans and trucks that carry crews, parts, and equipment.
- Tools and equipment (inland marine): pipe threaders, drain machines, and cameras on job sites or in transit.
- Commercial umbrella: extra limits on top of general liability and auto, often required on commercial jobs.
What Kansas plumbers pay
| Policy | Monthly | Annual |
|---|---|---|
| General liability | $147 | $1,768 |
| Business owner’s policy | $213 | $2,559 |
| Workers’ compensation | $179 | $2,150 |
| Commercial auto | $285 | $3,415 |
| Tools and equipment | $42 | $505 |
| Professional liability | $67 | $808 |
| Commercial umbrella | $93 | $1,111 |
Costs reported by Insureon for plumbing businesses that bought policies through its site, mostly with fewer than five employees. Your price depends on payroll, the work you do, claims history, and location.
Kansas plumbing insurance FAQs
Does Kansas have a state plumbing license?
No. Cities and counties license plumbers locally.
Does Kansas require general liability for plumbers?
There is no statewide amount, but many cities and clients set one.
Do Kansas plumbers need workers’ comp?
Employers with more than $20,000 in gross annual payroll generally must carry it.
Related guides
Important information
Compensation. The link in the partner quote box near the top of this page is sponsored, and Blake Insurance Group may be paid if you make a purchase. Sponsored placement does not affect the other information on this page.
Independent agency. Blake Insurance Group LLC is an independent insurance agency. Licensed insurance producer NPN 16944666. Licensed states: AZ, AL, TX, CA, NY, OH, FL, NC, VA, GA, OK, NM, IA, KS, MI, NE, SC, SD, WV, IL, NJ, PA, TN, and WA. Which insurance companies we can quote depends on our current appointments, the product, and your state. Mentioning a company on this page does not mean we represent it.
Cost figures. Published averages and ranges are cited from the sources named, as of the dates shown. They are not quotes and may not reflect your price, which depends on the insurer, your state, your payroll, the work you do, and your claims history.
Availability. Coverage, prices, discounts, and eligibility vary by insurer, state, and applicant, and are subject to underwriting. The issued policy controls.
Your next step
Tell us about your Kansas plumbing business, and a licensed agent will compare quotes, or start a business insurance quote online with our partners.
