Business insurance • Kansas electrical contractors
Kansas Electrical Contractor Insurance: Local Licensing and Coverage
Kansas does not issue a statewide electrician or electrical contractor license, so the city or county with jurisdiction sets the rules. Johnson County, for example, issues a Class DE license with a qualifying individual who passed a standard master electrician exam, and requires a general liability certificate. Workers’ comp generally applies with more than $20,000 of payroll.
This guide covers Kansas electrical licensing, local insurance rules, workers’ comp, coverage, and typical costs. Blake Insurance Group is an independent agency licensed in Kansas, and a licensed agent can compare quotes for your electrical business.
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Kansas electrical licensing
- Kansas has no statewide electrician or electrical contractor credential, so the city or county with jurisdiction decides what applies (Contractor License Requirements (Kansas electrician guide)).
- Johnson County’s Class DE license requires a qualifying individual with a 75% or higher score on an approved master electrician exam, a $100 application fee, and a $225 yearly license fee.
- Johnson County also requires a general liability certificate naming its office, and workers’ comp or a notarized waiver.
Kansas workers’ compensation
Kansas generally requires workers’ compensation for nonagricultural employers with more than $20,000 in gross annual payroll, with some exceptions (Contractor License Requirements (Kansas contractor guide)).
Coverage most Kansas electricians carry
- General liability: third-party injuries and property damage, such as a wiring fault that starts a fire in a customer’s home.
- Business owner’s policy: general liability bundled with property coverage for your shop, wire, and stock.
- Workers’ compensation: medical bills and lost wages if an employee is hurt, including shocks and falls.
- Commercial auto: service vans and bucket trucks that carry crews and equipment.
- Tools and equipment (inland marine): meters, benders, lifts, and power tools on job sites or in transit.
- Commercial umbrella: extra limits on top of general liability and auto, often required on commercial jobs.
What Kansas electricians pay
| Policy | Monthly | Annual |
|---|---|---|
| General liability | $61 | $732 |
| Business owner’s policy | $100 | $1,198 |
| Workers’ compensation | $140 | $1,679 |
| Commercial auto | $275 | $3,304 |
| Tools and equipment | $42 | $503 |
| Professional liability | $67 | $808 |
| Commercial umbrella | $74 | $886 |
Median costs for electricians who got quotes through Insureon, mostly businesses with fewer than five employees. Your price depends on payroll, the work you do, claims history, and location.
Kansas electrical insurance FAQs
Does Kansas have a state electrician license?
No. Cities and counties license electricians and electrical contractors locally.
What does Johnson County require for electrical contractors?
A Class DE license with a qualifying individual, a general liability certificate, and workers’ comp or a waiver.
Do Kansas electricians need workers’ comp?
Employers with more than $20,000 in gross annual payroll generally must carry it.
Related guides
Important information
Compensation. The link in the partner quote box near the top of this page is sponsored, and Blake Insurance Group may be paid if you make a purchase. Sponsored placement does not affect the other information on this page.
Independent agency. Blake Insurance Group LLC is an independent insurance agency. Licensed insurance producer NPN 16944666. Licensed states: AZ, AL, TX, CA, NY, OH, FL, NC, VA, GA, OK, NM, IA, KS, MI, NE, SC, SD, WV, IL, NJ, PA, TN, and WA. Which insurance companies we can quote depends on our current appointments, the product, and your state. Mentioning a company on this page does not mean we represent it.
Cost figures. Published averages and ranges are cited from the sources named, as of the dates shown. They are not quotes and may not reflect your price, which depends on the insurer, your state, your payroll, the work you do, and your claims history.
Availability. Coverage, prices, discounts, and eligibility vary by insurer, state, and applicant, and are subject to underwriting. The issued policy controls.
Your next step
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