Surety bonds • Arizona
Arizona Auto Dealer Bond: $100,000 Requirement and Cost
Arizona requires a $100,000 surety bond for new and used motor vehicle dealers and public consignment auction dealers. Brokers and wholesale dealers need $25,000, and automotive recyclers need $20,000. Published premiums for the $100,000 bond start around $750 a year for applicants with strong credit.
This guide lists the bond amounts by license type, explains the ADOT filing rules, shows published costs, and covers what affects your price. Blake Insurance Group is an independent agency, and a licensed agent can help you compare options.
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Arizona dealer bond amounts
| License type | Bond amount |
|---|---|
| New motor vehicle dealer | $100,000 |
| Used motor vehicle dealer | $100,000 |
| Public consignment auction dealer | $100,000 |
| Broker | $25,000 |
| Wholesale motor vehicle dealer | $25,000 |
| Wholesale motor vehicle auction dealer | $25,000 |
| Automotive recycler | $20,000 |
Amounts set by A.A.C. R17-5-402.
ADOT filing rules
- Use the official form. The bond must be on the original dealer bond form prescribed by the ADOT Motor Vehicle Division; handwritten bonds are not accepted.
- One bond per county. You need a separate original bond for each county where you have an established or principal place of business.
- Signatures. The applicant signs the bond; all partners sign for a partnership, and one officer signs for a corporation.
- Surety seal. The form must carry the surety’s embossed stamp, seal, or sticker, with a power of attorney if an attorney-in-fact signs.
Source: A.A.C. R17-5-402.
How much an Arizona dealer bond costs
| Bond | Published starting price |
|---|---|
| $100,000 dealer bond | From $750 a year (0.75% of the bond) |
| $25,000 wholesale dealer bond | From $188 a year |
Prices published by SuretyBonds.com, which says dealer bond premiums typically run about 0.75% to 2% of the bond amount for qualified applicants, and that multi-year terms may save money. Applicants with weaker credit pay more.
What affects your dealer bond price
- Personal credit of the owners.
- Industry experience and time in business.
- Business finances, especially for newer dealers.
- Claims history on past bonds.
- Number of locations, since each county needs its own bond.
Bond vs. dealer insurance
The dealer bond protects customers and the state if the dealer fails to meet its legal obligations; if the surety pays a claim, the dealer must repay it. Dealers usually also need their own coverage, such as garage liability, dealer’s open lot coverage, and commercial auto insurance. Our surety bond vs. insurance guide explains the difference.
Arizona auto dealer bond FAQs
How much is a used car dealer bond in Arizona?
The bond amount is $100,000. Published premiums start around $750 a year for applicants with strong credit, and are higher for others.
What bond does an Arizona wholesale dealer need?
A $25,000 bond. Brokers and wholesale motor vehicle auction dealers also need $25,000.
Do I need a bond for each location?
You need a separate original bond for each county where you have an established or principal place of business.
Can I get a dealer bond with bad credit?
Often, yes, though the premium will be higher and the surety may ask for more information.
Related guides
- Commercial auto insurance
- Surety bond vs. insurance
- Surety bonds
- Surety bond cost
- Surety bond cost calculator
- Buy a surety bond online
- License and permit bonds
- South Dakota auto dealer bond
- West Virginia auto dealer bond
- New Mexico auto dealer bond
- Nebraska auto dealer bond
- Kansas auto dealer bond
- Iowa auto dealer bond
- Oklahoma auto dealer bond
- South Carolina auto dealer bond
- Alabama auto dealer bond
- Tennessee auto dealer bond
- Washington auto dealer bond
- Michigan auto dealer bond
- Pennsylvania auto dealer bond
- New Jersey auto dealer bond
- Illinois auto dealer bond
- Georgia auto dealer bond
- Virginia auto dealer bond
- North Carolina auto dealer bond
- Ohio auto dealer bond
- New York auto dealer bond
- Florida auto dealer bond
- California auto dealer bond
- Texas auto dealer bond
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- Arizona surety bonds
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- Arizona collection agency bond
- Arizona TPT bond for contractors
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- Arizona probate bond
- Janitorial bonds
- Arizona contractor license bond
- Arizona notary bond
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Important information
Compensation. The link in the partner quote box near the top of this page is sponsored, and Blake Insurance Group may be paid if you make a purchase. Sponsored placement does not affect the other information on this page.
Independent agency. Blake Insurance Group LLC is an independent insurance agency. Licensed insurance producer NPN 16944666. Licensed states: AZ, AL, TX, CA, NY, OH, FL, NC, VA, GA, OK, NM, IA, KS, MI, NE, SC, SD, WV, IL, NJ, PA, TN, and WA. Which insurance companies we can quote depends on our current appointments, the product, and your state. Mentioning a company on this page does not mean we represent it.
Cost figures. Published averages and ranges are cited from the sources named, as of the dates shown. They are not quotes and may not reflect your price, which depends on the insurer, the surety, your credit, the bond type, and underwriting.
Availability. Coverage, prices, discounts, and eligibility vary by insurer, state, and applicant, and are subject to underwriting. The issued policy controls.
Your next step
Tell us your license type and locations, and a licensed agent will help you compare Arizona dealer bond options, or start a bond quote online with our partner.
