Skywatch.ai Insurance Through an Independent Agency: Coverage and States

Skywatch.ai coverage and states available through our agency

The table shows each Skywatch.ai coverage type our agency can currently quote and the states, out of the 24 where we are licensed, in which we can quote it.

If your state or coverage type is not listed, send a request anyway. We can check other insurers we have access to.

How to request a Skywatch.ai quote

• Send the request form on this page or call 888-387-3687.
• Tell us the coverage you need and the state where the business operates.
• A licensed agent reviews whether Skywatch.ai is available for your situation and what information the insurer needs.
• You review the quote and decide. Coverage starts only after the insurer accepts your application and confirms it.

Ways to compare your options

You can go whichever direction suits you. None of these commits you to buying.

• Ask a licensed agent. Send a request or call 888-387-3687.

Who SkyWatch.ai is

SkyWatch Insurance Services, Inc. is "a licensed insurance agency authorized to sell property and casualty insurance products." It runs SkyWatch.ai, a platform for drone and aircraft insurance.

SkyWatch says it's "powered by VOOM." Its company page names co-founders Tomer Kashi (CEO) and Ori Blumenthal (CTO). The company says it has issued more than 500,000 policies.

We couldn't verify SkyWatch's headquarters. Its company page doesn't state one.

As an agency, SkyWatch doesn't carry the risk. It sells policies issued by its underwriting partners.

Who underwrites SkyWatch policies

SkyWatch's US drone policies are now underwritten by Global Aerospace. A 2025 PropertyCasualty360 review showed a sample policy issued from Global Aerospace, Inc., in Morris Plains, New Jersey. It's issued on behalf of a panel of insurers that are "several but not joint." SkyWatch's blog also calls Global Aerospace "our new carrier partner."

We couldn't verify which insurers are on that panel.

Earlier US policies were underwritten by Starr, from 2019. UK policies were written by Chaucer.

A "several but not joint" panel generally means each insurer is responsible only for its own share of a claim, so the others wouldn't cover a share one insurer couldn't pay. That's why the panel members matter.

What SkyWatch covers

• Drone liability and hull, on an hourly, monthly or annual basis.
• Fleet and enterprise drone coverage.
• Agricultural drone coverage.
• Aircraft owner's and renter's insurance.

SkyWatch also offers a free flight-analytics platform. Ask your agent whether hourly, monthly or annual coverage fits how often you fly.

Drone liability generally covers injury or damage your drone causes to others, and hull coverage generally pays to repair or replace the drone itself.

Aircraft owner's and renter's coverage extends SkyWatch beyond drones. Renter's coverage is generally for pilots who fly aircraft they don't own.

Where and how SkyWatch sells

PropertyCasualty360 reported in 2025 that drone coverage is available to residents of all 50 states. According to the First Connect carrier directory, SkyWatch is listed in 49 states. New York isn't on that list.

SkyWatch sells three ways:

• Direct, through its app and website.
• Aviation brokers, through a broker portal.
• Independent agents, through First Connect.

SkyWatch news

SkyWatch's blog describes two recent developments. We couldn't verify their dates.

• Renter's aircraft insurance quotes inside ChatGPT.
• A partnership with Bees360 for property inspectors who use drones.

The move to Global Aerospace paper is the main change in who backs SkyWatch's US drone policies.

The blog describes the Bees360 partnership as aimed at property inspectors.

What to check before you buy SkyWatch

• The panel. Ask which insurers are on the Global Aerospace panel and what share each carries.
• Coverage timing. For hourly policies, confirm exactly when coverage starts and ends.
• Hull and liability. Liability covers others. Hull covers your drone. Buy both if you need them.
• Commercial use. Tell SkyWatch how you fly. Commercial work may need different terms.
• Your state. New York isn't on First Connect's list. Confirm availability.

How to verify an insurer or agency

Before buying through any website or app, confirm who is selling you the policy and who will issue it:

1. Find the licensed agency or insurer named in the site's footer, terms, or license page.
2. Look up the agency or producer on your state insurance department's license search, or through the National Insurance Producer Registry (NIPR).
3. Look up the insurer on your state insurance department's company search to confirm it is authorized in your state.
4. Save the insurer's name and policy number once issued, since that is who handles claims.

A legitimate service will make this information easy to find. Be cautious if you cannot identify the licensed entity.

What an independent agency does

An independent insurance agency is licensed to sell policies from several insurance companies. Instead of quoting one company's products, an independent agent can compare options from the insurers the agency represents, explain the differences in coverage, and help you re-shop at renewal. The insurance company, not the agent, makes underwriting and claim decisions.

Blake Insurance Group is an independent agency. We work with clients by phone, email, and online in states where we are licensed, and we will tell you which insurers we can quote for your situation.

Questions to ask before you buy

• Which insurer issues the policy, and is it licensed in my state?
• What are the limits and deductibles, and what’s excluded?
• Which discounts were applied, and which ones weren’t?
• How do I report a claim, and is there a 24-hour line?
• What happens if I miss a payment, and is there a grace period?
• Can I get the full quote, including all fees, in writing before I pay?

Skywatch.ai FAQs

Your next step

Send a request and a licensed agent will check Skywatch.ai and other options available to you.