painters insurance quote
Painters (Decorators) Insurance Quote
Are you a small business owner in the painting and decorating industry seeking affordable insurance coverage? Blake Insurance Group offers a quick and easy way to get a free, no-obligation business insurance quote online. Our streamlined form allows you to compare commercial insurance coverage options from multiple top-rated providers simultaneously, ensuring you find the best protection for your painting business at competitive rates.
Why Compare Painters Insurance Quotes?
Comparing insurance quotes is crucial for painters and decorators to find the most suitable coverage at the best price. By using Blake Insurance Group’s comparison service, you can:
- Discover tailored coverage options for the unique risks in the painting industry
- Potentially reduce costs with competitive rates
- Customize policies to match your specific business needs
- Choose from several reputable insurance providers
Small Business Insurance Calculator
What Does Painters (Decorators) Insurance Cover?
- General Liability Insurance: Protects against third-party claims for bodily injury, property damage, and legal fees.
- Commercial Property Insurance: Covers your tools, equipment, and supplies against theft, loss, or damage.
- Workers’ Compensation Insurance: Required if you have employees; covers workplace injuries and medical expenses.
- Professional Liability Insurance: Covers claims of negligence, errors, or omissions in your work.
- Commercial Auto Insurance: Covers vehicles used for business purposes.
Top Commercial Insurance Companies for Painters
Here are five top-rated companies offering coverage for painting and decorating businesses:
The Hartford: Known for its comprehensive Business Owner’s Policy (BOP), The Hartford offers specialized coverage for painters, including protection for tools and equipment. They also provide excellent customer service and have a strong financial rating.
Hiscox: Specializing in small business insurance, Hiscox offers flexible policies tailored to painters’ needs. They provide instant online quotes and the ability to purchase coverage immediately, making them a convenient choice for busy professionals.
Progressive Commercial: While best known for auto insurance, Progressive also offers robust commercial coverage for painters. They provide customizable policies and often offer competitive rates, especially when bundling multiple types of coverage.
Nationwide: With a focus on small business protection, Nationwide offers comprehensive coverage options for painters. Their policies can include general liability, property damage, and even cyber liability protection, which is increasingly important in today’s digital world.
CNA: As one of the largest commercial property and casualty insurance companies in the US, CNA offers specialized coverage for artisan contractors, including painters. They provide risk control services to help prevent losses and claims management support when needed.
Why Choose Blake Insurance Group?
- Fast & Easy Quotes: Complete our simple online form in minutes.
- Compare Multiple Providers: Get quotes from several leading insurance companies without the hassle.
- No-Obligation Service: It’s free to get a quote with no commitment required.
- Tailored for Painters & Decorators: We understand the unique risks associated with painting and decorating businesses.
Why Do Painters & Decorators Need Insurance?
Accidents can happen on the job, from paint spills damaging property to injuries on-site. Without proper insurance, you could face costly legal claims or out-of-pocket expenses. Having the right coverage ensures peace of mind and protects your business’s financial future.
Get Your Free Painters (Decorators) Insurance Quote Today!
Don’t waste time juggling multiple applications. Fill out our quick online form now to compare quotes from top insurers, find the best coverage for your business, and get peace of mind knowing you’re protected.
Start your free quote today—fast, easy, and with zero obligation!
Painters (Decorators) Insurance FAQ
What types of insurance do painters typically need?
Painters typically need the following types of insurance:
- General Liability Insurance
- Workers' Compensation Insurance
- Commercial Auto Insurance
- Tools and Equipment Coverage
- Professional Liability Insurance (Errors & Omissions)
How much does painters insurance typically cost?
The cost of painters insurance varies based on factors such as business size, location, and coverage limits. On average:
- General Liability Insurance: $50 per month
- Commercial Auto Insurance: $125 per month
- Workers' Compensation: $300 per month for a small staff
What does general liability insurance cover for painters?
General liability insurance for painters typically covers:
- Third-party bodily injury
- Property damage to client's property
- Personal and advertising injury claims
- Legal defense costs if sued
Do I need insurance if I'm a self-employed painter?
Yes, even self-employed painters should consider insurance. It protects you from potential financial losses due to accidents, injuries, or property damage that may occur during your work.
What factors affect the cost of painters insurance?
Several factors can influence your insurance premiums, including:
- Annual revenue
- Number of employees
- Types of projects you undertake
- Years of experience
- Claims history
- Coverage limits and deductibles chosen
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Blake Insurance Group
Phone: (888) 387-3687
Email: [email protected]
Hours: Mon-Fri 9:00 am to 5:00 pm
Sat-Sun: Closed
Blake Nwosu
Owner & Principal Agent