Insurer guide
Deductible Defender Insurance Through an Independent Agency: Coverage and States
Blake Insurance Group is an independent insurance agency with access to quote Deductible Defender. This page lists the Deductible Defender coverage we can request for clients, the states where we can do it, and how to start.
This page is published by Blake Insurance Group, not by Deductible Defender. Availability depends on the product, your location and underwriting.
Request a quote
Tell us what you need and mention Deductible Defender if you want it included. A licensed agent will follow up. Submitting the form does not bind coverage.
If the form does not load, call 888-387-3687, Monday through Friday, 9:00 to 5:00 Arizona time, or email admin@blakeinsurancegroup.com.
Blake Insurance Group LLC is an independent insurance agency. Licensed insurance producer NPN 16117464.
Deductible Defender coverage and states available through our agency
The table shows each Deductible Defender coverage type our agency can currently quote and the states, out of the 24 where we are licensed, in which we can quote it.
| Coverage type | For | States we can quote |
|---|---|---|
| Personal Deductible Reimbursement | Personal | AZ, AL, TX, CA, NY, OH, FL, NC, VA, GA, OK, NM, IA, KS, MI, NE, SC, SD, WV, IL, NJ, PA, TN, WA |
If your state or coverage type is not listed, send a request anyway. We can check other insurers we have access to.
How to request a Deductible Defender quote
- Send the request form on this page or call 888-387-3687.
- Tell us the coverage you need and the state where the property, vehicle or business is located.
- A licensed agent reviews whether Deductible Defender is available for your situation and what information the insurer needs.
- You review the quote and decide. Coverage starts only after the insurer accepts your application and confirms it.
Ways to compare your options
You can go whichever direction suits you. None of these commits you to buying.
- Ask a licensed agent. Send a request or call 888-387-3687.
- See other insurers our agency can quote for similar coverage. Adaptive.
What we could verify about Deductible Defender
According to the First Connect carrier directory, Deductible Defender offers auto and home "protection plans" with deductible reimbursement benefits. The directory says the plans are "available exclusively through R+R Insurance Advisors." It lists all 50 states plus DC.
That listing is the only source we found. We couldn't verify who provides the plans, who underwrites them, where the company is based, or details about R+R Insurance Advisors. Searches turned up unrelated agencies with similar names, which we didn't link to this product.
Is it insurance?
We don't know. The First Connect listing calls these "protection plans," not insurance policies. A deductible reimbursement product could be an insurance policy, a service contract or a membership benefit. Each is regulated differently.
That difference matters. It affects who backs the promise to pay, what rules apply and where you can turn with a complaint. Get the answer in writing before you buy.
What to check before you buy Deductible Defender
- The provider. Ask for the full legal name of the company that pays reimbursements.
- The product type. Ask whether it's insurance, a service contract or a membership.
- The backing. If an insurer stands behind it, get that insurer's name and rating.
- How reimbursement works. Ask what claims qualify, what proof you need and how fast you're paid.
- The written terms. Read the full plan document, including limits and exclusions.
- Cancellation. Ask how to cancel and whether you get a refund.
- Your state regulator. If you're unsure, your state insurance department can tell you whether the product is licensed.
Sources for the sections above: First Connect carrier directory: Deductible Defender (secondary).
Deductible Defender FAQs
Can Blake Insurance Group quote Deductible Defender?
Yes. Our agency currently has access to quote Deductible Defender for the coverage types and states listed on this page. Access can change, and Deductible Defender decides whether to offer a policy.
Which states can you quote Deductible Defender in?
Of the 24 states where we are licensed, we can currently quote Deductible Defender in AZ, AL, TX, CA, NY, OH, FL, NC, VA, GA, OK, NM, IA, KS, MI, NE, SC, SD, WV, IL, NJ, PA, TN, WA. Availability differs by coverage type, as the table shows.
Does a quote request start coverage?
No. Coverage begins only after the insurer accepts your application and confirms it.
Can I compare Deductible Defender with other insurers?
Yes. As an independent agency we can look at other insurers we have access to for the same coverage, where they are available in your state.
Important information
Independent agency. Blake Insurance Group LLC is an independent insurance agency. The coverage types and states on this page reflect our agency access as checked in November 2026 and can change. Deductible Defender decides eligibility, pricing and whether to issue a policy.
Trademarks. Deductible Defender and other company names are trademarks of their owners. This page is not published or endorsed by Deductible Defender.
Availability. Coverage, prices, discounts and eligibility vary by insurer, state and applicant, and are subject to underwriting. The issued policy controls. A quote request does not bind or change coverage.
Your next step
Send a request and a licensed agent will check Deductible Defender and other options available to you.