Insurer guide
Coverage Cat Insurance Through an Independent Agency: Coverage and States
Blake Insurance Group is an independent insurance agency with access to quote Coverage Cat. This page lists the Coverage Cat coverage we can request for clients, the states where we can do it, and how to start.
This page is published by Blake Insurance Group, not by Coverage Cat. Availability depends on the product, your location and underwriting.
Request a quote
Tell us what you need and mention Coverage Cat if you want it included. A licensed agent will follow up. Submitting the form does not bind coverage.
If the form does not load, call 888-387-3687, Monday through Friday, 9:00 to 5:00 Arizona time, or email admin@blakeinsurancegroup.com.
Blake Insurance Group LLC is an independent insurance agency. Licensed insurance producer NPN 16117464.
Coverage Cat coverage and states available through our agency
The table shows each Coverage Cat coverage type our agency can currently quote and the states, out of the 24 where we are licensed, in which we can quote it.
| Coverage type | For | States we can quote |
|---|---|---|
| Personal Umbrella | Personal | TX, CA, NY, FL, WA |
If your state or coverage type is not listed, send a request anyway. We can check other insurers we have access to.
How to request a Coverage Cat quote
- Send the request form on this page or call 888-387-3687.
- Tell us the coverage you need and the state where the property, vehicle or business is located.
- A licensed agent reviews whether Coverage Cat is available for your situation and what information the insurer needs.
- You review the quote and decide. Coverage starts only after the insurer accepts your application and confirms it.
Ways to compare your options
You can go whichever direction suits you. None of these commits you to buying.
- Ask a licensed agent. Send a request or call 888-387-3687.
- See other insurers our agency can quote for similar coverage. Monoline, Kelly Klee, RLI.
What we could verify about Coverage Cat
Coverage Cat is an online insurance broker. A broker doesn't issue policies. It compares insurers and places your coverage with one of them.
According to the First Connect carrier directory, Coverage Cat runs a personal umbrella platform. One application form goes to several insurers. The platform shows each insurer's state appetite and gives pre-quote estimates. The directory lists five states: California, Florida, New York, Texas and Washington.
We couldn't verify Coverage Cat's legal entity, headquarters, license details or funding.
Which insurers Coverage Cat works with
According to the First Connect carrier directory, Coverage Cat's umbrella platform includes four insurers: RLI, Hudson, Markel and Monoline. Here's what our research shows about some of them:
- RLI: AM Best upgraded the RLI Group insurers to A++ (Superior) on February 20, 2026.
- Monoline: a standalone umbrella platform. Its site says its fronting insurer, Concert, is rated A- (Excellent) by AM Best, with no date.
- Markel and Hudson: we didn't verify which company in each group writes the umbrella, or its rating.
The insurer on your policy is the one to check.
How a personal umbrella fits your coverage
A personal umbrella adds liability protection above your auto and home policies. It generally pays after those policies reach their limits, and umbrella insurers typically require minimum limits underneath.
That's why one application to several insurers can help. Each insurer may have different underlying limit rules and state appetite. A platform that shows those up front can save you from applying where you won't qualify.
What to check before you buy through Coverage Cat
- The insurer. Know which of the four your policy is with.
- Its rating. Look it up for the specific company named on your policy.
- Underlying limits. Confirm your auto and home limits meet the umbrella's minimums. Raise them if needed before the umbrella starts.
- Estimates vs. quotes. A pre-quote estimate isn't a bindable offer. Wait for the final quote.
- Your state. The directory lists only five states. Confirm yours.
- The broker's license. Ask for the license number in your state.
Sources for the sections above: First Connect carrier directory: Coverage Cat (secondary); Business Wire: AM Best upgrades credit ratings for RLI Corp. and its subsidiaries (2026); Monoline: Financial backing.
Coverage Cat FAQs
Can Blake Insurance Group quote Coverage Cat?
Yes. Our agency currently has access to quote Coverage Cat for the coverage types and states listed on this page. Access can change, and Coverage Cat decides whether to offer a policy.
Which states can you quote Coverage Cat in?
Of the 24 states where we are licensed, we can currently quote Coverage Cat in TX, CA, NY, FL, WA. Availability differs by coverage type, as the table shows.
Does a quote request start coverage?
No. Coverage begins only after the insurer accepts your application and confirms it.
Can I compare Coverage Cat with other insurers?
Yes. As an independent agency we can look at other insurers we have access to for the same coverage, where they are available in your state.
Important information
Independent agency. Blake Insurance Group LLC is an independent insurance agency. The coverage types and states on this page reflect our agency access as checked in November 2026 and can change. Coverage Cat decides eligibility, pricing and whether to issue a policy.
Trademarks. Coverage Cat and other company names are trademarks of their owners. This page is not published or endorsed by Coverage Cat.
Availability. Coverage, prices, discounts and eligibility vary by insurer, state and applicant, and are subject to underwriting. The issued policy controls. A quote request does not bind or change coverage.
Your next step
Send a request and a licensed agent will check Coverage Cat and other options available to you.