TMR General Agency Insurance Through an Independent Agency: Coverage and States

TMR General Agency coverage and states available through our agency

The table shows each TMR General Agency coverage type our agency can currently quote and the states, out of the 24 where we are licensed, in which we can quote it.

If your state or coverage type is not listed, send a request anyway. We can check other insurers we have access to.

How to request a TMR General Agency quote

• Send the request form on this page or call 888-387-3687.
• Tell us the coverage you need and the state where the business operates.
• A licensed agent reviews whether TMR General Agency is available for your situation and what information the insurer needs.
• You review the quote and decide. Coverage starts only after the insurer accepts your application and confirms it.

Ways to compare your options

You can go whichever direction suits you. None of these commits you to buying.

• Ask a licensed agent. Send a request or call 888-387-3687.

Who TMR General Agency is

TMR General Agency is a general agency and surplus lines agency in Dallas, Texas. Since 2017, it has specialized in coverage for non-franchised used car dealers. It's a member of the Target Markets Program Administrators Association.

The MyNewMarkets directory lists it as TMR General Agency, Inc. at 901 Main Street, Suite 3450, Dallas. A 2022 Texas Department of Insurance order names TMR General Agency, LLC (TDI organization ID 125705). We couldn't resolve whether it's an Inc. or an LLC.

Who issues TMR policies

We couldn't verify which insurers TMR uses. No page we reviewed names them.

A surplus lines agency generally places coverage with insurers that aren't admitted in your state, and those policies may not follow all the same state rules.

Because the insurer isn't named in public sources, you'll need to get it from your quote or declarations page. Then check its rating.

TMR is a member of the Target Markets Program Administrators Association. Membership doesn't tell you which insurers TMR uses.

What TMR covers

• Dealer open lot: up to $300,000 per loss and $50,000 per unit.
• Garage liability: combined single limit up to $300,000.
• Add-ons: uninsured and underinsured motorist, personal injury protection, medical payments, broadened coverage, and scheduled auto liability for tow trucks.

According to a First Connect webinar, TMR's coverage lets dealers drive inventory on public roads. It's also designed to meet floorplan lender requirements.

Dealer open lot coverage generally protects the vehicles in your inventory, and garage liability generally covers claims arising from dealership operations.

Where TMR works

According to MyNewMarkets, TMR operates in eight states: Texas, Louisiana, Oklahoma, Missouri, Arizona, Nevada, Arkansas and Georgia.

It's licensed in those states plus Virginia, Idaho, North Carolina, South Carolina, Wisconsin and Oregon. Being licensed doesn't mean it actively writes there. Ask your agent before you assume TMR is an option in your state.

TMR sells through retail agents.

TMR's regulatory record

The Texas Department of Insurance issued Order 2022-7216 on February 8, 2022. It imposed a $6,275 administrative penalty on TMR General Agency, LLC. The order was for late filing of surplus lines policies with the Surplus Lines Stamping Office of Texas, under Texas Insurance Code §981.105(a).

That's the only regulatory action we found. It's from before 2024. We found no TMR news from 2024 to 2026.

A late-filing penalty is about paperwork with the state's surplus lines office. It isn't a finding about how claims were paid. Still, it's a reminder to confirm that your surplus lines policy has been properly filed.

What to check before you buy through TMR

• The insurer. Get its name and check its rating.
• Surplus lines. Confirm the policy is surplus lines and properly filed in your state.
• Lot limits. Make sure the per-unit and per-loss limits cover your inventory.
• Floorplan lender terms. Show the policy to your lender to confirm it meets their requirements.
• Road use. Confirm who can drive inventory and when.
• Tow trucks. If you run one, add scheduled auto liability.

How to verify an insurer or agency

Before buying through any website or app, confirm who is selling you the policy and who will issue it:

1. Find the licensed agency or insurer named in the site's footer, terms, or license page.
2. Look up the agency or producer on your state insurance department's license search, or through the National Insurance Producer Registry (NIPR).
3. Look up the insurer on your state insurance department's company search to confirm it is authorized in your state.
4. Save the insurer's name and policy number once issued, since that is who handles claims.

A legitimate service will make this information easy to find. Be cautious if you cannot identify the licensed entity.

What an independent agency does

An independent insurance agency is licensed to sell policies from several insurance companies. Instead of quoting one company's products, an independent agent can compare options from the insurers the agency represents, explain the differences in coverage, and help you re-shop at renewal. The insurance company, not the agent, makes underwriting and claim decisions.

Blake Insurance Group is an independent agency. We work with clients by phone, email, and online in states where we are licensed, and we will tell you which insurers we can quote for your situation.

Questions to ask before you buy

• Which insurer issues the policy, and is it licensed in my state?
• What are the limits and deductibles, and what’s excluded?
• Which discounts were applied, and which ones weren’t?
• How do I report a claim, and is there a 24-hour line?
• What happens if I miss a payment, and is there a grace period?
• Can I get the full quote, including all fees, in writing before I pay?

TMR General Agency FAQs

Your next step

Send a request and a licensed agent will check TMR General Agency and other options available to you.