Insurer guide
Jewelers Mutual Insurance Through an Independent Agency: Coverage and States
Blake Insurance Group is an independent insurance agency with access to quote Jewelers Mutual. This page lists the Jewelers Mutual coverage we can request for clients, the states where we can do it, and how to start.
This page is published by Blake Insurance Group, not by Jewelers Mutual. Availability depends on the product, your location and underwriting.
Request a quote
Tell us what you need and mention Jewelers Mutual if you want it included. A licensed agent will follow up. Submitting the form does not bind coverage.
If the form does not load, call 888-387-3687, Monday through Friday, 9:00 to 5:00 Arizona time, or email admin@blakeinsurancegroup.com.
Blake Insurance Group LLC is an independent insurance agency. Licensed insurance producer NPN 16117464.
Jewelers Mutual coverage and states available through our agency
The table shows each Jewelers Mutual coverage type our agency can currently quote and the states, out of the 24 where we are licensed, in which we can quote it.
| Coverage type | For | States we can quote |
|---|---|---|
| Article Floater | Personal | AZ, AL, TX, CA, NY, OH, FL, NC, VA, GA, OK, NM, IA, KS, MI, NE, SC, SD, WV, IL, NJ, PA, TN, WA |
If your state or coverage type is not listed, send a request anyway. We can check other insurers we have access to.
About Jewelers Mutual
Jewelers Mutual insures jewelry and little else. A separate jewelry policy can cover situations a homeowners or renters policy limits, such as loss or mysterious disappearance, depending on the policy terms. Through our agency we can request the personal jewelry coverage in the table above.
- Founded: 1913, by a group of Wisconsin jewelers.
- Headquarters: Neenah, Wisconsin.
- Financial strength: A+ (Superior) from AM Best. The company reported its 39th consecutive A+ rating as of November 2025.
- Focus: Insurance for jewelry, both for jewelry businesses and for individual owners.
- Structure: Policyholders of its insurers are members of Jewelers Mutual Holding Company.
Company details checked November 2026. Ratings and ownership can change, so confirm current information with the insurer or the rating agency. Blake Insurance Group is an independent agency and is not owned by Jewelers Mutual.
Sources
How to request a Jewelers Mutual quote
- Send the request form on this page or call 888-387-3687.
- Tell us the coverage you need and the state where the property, vehicle or business is located.
- A licensed agent reviews whether Jewelers Mutual is available for your situation and what information the insurer needs.
- You review the quote and decide. Coverage starts only after the insurer accepts your application and confirms it.
Ways to compare your options
You can go whichever direction suits you. None of these commits you to buying.
- Ask a licensed agent. Send a request or call 888-387-3687.
- See other insurers our agency can quote for similar coverage. Kelly Klee, Collectibles Insurance Services.
Who Jewelers Mutual is
Jewelers Mutual is an insurer based in Neenah, Wisconsin. Its group also has offices in Dallas, Miami and Raleigh. The structure has two main parts:
- Jewelers Mutual Insurance Company, SI, a stock insurer and member of Jewelers Mutual Group.
- Jewelers Mutual Holding Company, whose members are the policyholders of the group's insurers.
Policyholders approved this mutual holding company structure in 2019, according to Insurance Journal.
Under this structure, the policyholders are members of the holding company, and Jewelers Mutual Insurance Company, SI is a stock insurer.
Who issues Jewelers Mutual policies, and its rating
Jewelers Mutual's partner page says coverage is written by one of these:
- Jewelers Mutual Insurance Company, SI.
- JM Specialty Insurance Company.
- Other insurers, through JM Insurance Agency Partners, Inc.
So not every policy sold under the Jewelers Mutual name is issued by a Jewelers Mutual insurer. Your declarations page will say which company is yours.
Jewelers Mutual says AM Best rated it A+ (Superior) for the 39th consecutive year as of November 2025. That's from the company's December 10, 2025 release. Its December 2024 release reported the 38th consecutive A+.
An A+ rating is in AM Best's "Superior" category. Because it's reported by the company, check AM Best for the latest rating on the specific insurer named on your policy.
What Jewelers Mutual covers
Jewelers Mutual focuses on jewelry. It insures personal jewelry for individuals. According to the First Connect carrier directory, that's an "Article Floater" product. Jewelers Mutual also offers products for jewelers' businesses.
Coverage is available in all 50 states, with options that vary by state.
An article floater generally covers specific items that you list on the policy, separate from your homeowners or renters policy.
How Jewelers Mutual sells
Appointed agents can sell Jewelers Mutual through the JM Partner Gateway on Zing Marketplace, with IVANS download.
It also works with program partners. Logos shown include GEICO, USAA Insurance Agency, Brightway, Trusted Choice, Bamboo and eRenter Plan. GEICO's jewelry page directs service and claims to Jewelers Mutual.
We couldn't verify direct-to-consumer sales on a page we reviewed. Our research found no 2024 to 2026 news beyond the rating releases.
If you got jewelry coverage through another insurer
Jewelers Mutual works with other insurers and agencies as program partners. GEICO's jewelry page, for example, directs service and claims to Jewelers Mutual. Other logos on its partner page include USAA Insurance Agency, Brightway, Trusted Choice, Bamboo and eRenter Plan.
So you might have Jewelers Mutual coverage without buying it from Jewelers Mutual directly. Check your policy documents. They'll show which company issued the coverage and who handles claims.
If your jewelry policy came through JM Insurance Agency Partners, the issuing insurer may be another company entirely. That's the case to watch for.
What to check before you buy Jewelers Mutual
- The issuing company. Is it Jewelers Mutual, JM Specialty or another insurer through JM's agency?
- Appraisals. Ask what documentation you need to schedule each piece.
- How loss is settled. Ask whether claims are paid in cash, repair or replacement.
- Your homeowners policy. Compare its jewelry limits with a separate policy.
- Travel. Confirm coverage when you wear or carry items away from home.
- Partner policies. If you bought through GEICO or another partner, confirm who handles claims.
Sources for the sections above: Jewelers Mutual: Jewelers Mutual earns Superior rating from AM Best (2025); Jewelers Mutual: 38th AM Best rating (2024); Jewelers Mutual: Personal lines partner page (2026); Insurance Journal: Jewelers Mutual reorganization (2019) (secondary); First Connect carrier directory: Jewelers Mutual (secondary).
Jewelers Mutual FAQs
Can Blake Insurance Group quote Jewelers Mutual?
Yes. Our agency currently has access to quote Jewelers Mutual for the coverage types and states listed on this page. Access can change, and Jewelers Mutual decides whether to offer a policy.
Which states can you quote Jewelers Mutual in?
Of the 24 states where we are licensed, we can currently quote Jewelers Mutual in AZ, AL, TX, CA, NY, OH, FL, NC, VA, GA, OK, NM, IA, KS, MI, NE, SC, SD, WV, IL, NJ, PA, TN, WA. Availability differs by coverage type, as the table shows.
Does a quote request start coverage?
No. Coverage begins only after the insurer accepts your application and confirms it.
Can I compare Jewelers Mutual with other insurers?
Yes. As an independent agency we can look at other insurers we have access to for the same coverage, where they are available in your state.
Important information
Independent agency. Blake Insurance Group LLC is an independent insurance agency. The coverage types and states on this page reflect our agency access as checked in November 2026 and can change. Jewelers Mutual decides eligibility, pricing and whether to issue a policy.
Trademarks. Jewelers Mutual and other company names are trademarks of their owners. This page is not published or endorsed by Jewelers Mutual.
Availability. Coverage, prices, discounts and eligibility vary by insurer, state and applicant, and are subject to underwriting. The issued policy controls. A quote request does not bind or change coverage.
Your next step
Send a request and a licensed agent will check Jewelers Mutual and other options available to you.