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Skip to the Georgia auto dealer bonds guide

Surety bonds • Georgia

Georgia Used Auto Dealer Bond: $50,000 Requirement and Cost

Illustration of a signed surety bond with a seal and shield, titled Georgia Auto Dealer Bond

Georgia requires used motor vehicle dealers to file a surety bond with the Secretary of State. The bond was $35,000, and the Secretary of State has issued an updated $50,000 bond form for the 2026 renewal cycle, so new and renewing dealers should plan on $50,000. Bonds expire September 30 of even-numbered years, and published prices start around $250 for the two-year term.

This guide covers who needs the bond, the increase, the renewal cycle, and costs. Blake Insurance Group is an independent agency, and a licensed agent can help with your bond and dealer insurance.

Request a Georgia dealer bond quote

Tell us whether you are a new or renewing dealer, and a licensed agent will follow up. Submitting the form does not bind coverage.

If the form does not load, call 888-387-3687, Monday through Friday, 9:00 to 5:00, or email info@blakeinsurancegroup.com.

Prefer to quote online yourself?

Get a surety bond quote online, without waiting for a call back. Many license and permit bonds can be issued the same day.

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License, permit, contract, and commercial bonds through our Propeller portal.

Sponsored. Each link opens the partner’s website in a new tab, where its terms and privacy policy apply. Blake Insurance Group may be compensated if you buy.

Who needs the bond

The Georgia Secretary of State requires used motor vehicle dealer (UCAR) applicants and licensees to file a surety bond, which protects purchasers of used motor vehicles. The same bond form has covered used motor vehicle dealers and parts dealers.

The increase to $50,000

The Secretary of State has published an updated $50,000 bond form, and SuretyBonds.com reports that dealers must file a $50,000 bond at renewal beginning July 1, 2026, replacing the old $35,000 bond, and that new applicants’ $35,000 bonds will be rejected. If you have a $35,000 bond, plan to increase it at your next renewal. Confirm current requirements with the Secretary of State.

Renewal cycle

Georgia used dealer licenses and bonds run on a two-year cycle, expiring September 30 of even-numbered years, with renewals beginning July 1 (Georgia Secretary of State).

How much a Georgia dealer bond costs

SuretyBonds.com lists Georgia used dealer bonds starting at $250 for the two-year term, varying by credit score.

Bond vs. dealer insurance

The bond protects buyers, not the dealership. Dealers usually also carry garage liability, dealer’s open lot, and commercial auto insurance. See our surety bond vs. insurance guide.

Georgia auto dealer bond FAQs

How much is the Georgia used dealer bond?

$50,000, increased from $35,000 for the 2026 renewal cycle. Published prices start around $250 for the two-year term.

When does the Georgia dealer bond expire?

September 30 of even-numbered years.

Who does the Georgia dealer bond protect?

Purchasers of used motor vehicles from the dealer.

Your next step

Tell us about your dealership, and a licensed agent will help with your Georgia dealer bond, or start a bond quote online with our partner.

Blake Insurance Group
Call: (888) 387-3687 Email: info@blakeinsurancegroup.com Mon–Fri 9:00–5:00
Blake Nwosu, Owner and Principal Agent
Blake Nwosu Owner & Principal Agent

Expert in personal and commercial insurance, including auto, home, business, health, and life insurance.

License: 16944666

Bio: blakeinsurancegroup.com/blake-nwosu/

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