American Reliable Customer Service, Claims, and Bill Pay Contacts

Contact directory

American Reliable phone numbers and official links

Start with the table below. Each row shows a phone number or official link we found on American Reliable's own website, plus what it's for. Tap a number to call from your phone.

Common reasons to contact American Reliable

• Report damage to a vehicle, boat, RV, or home
• Check on an open claim or an adjuster visit
• Make a payment or set up automatic payments
• Update a vehicle, value, or lienholder
• Request ID cards or proof of insurance
• Ask how your policy handles a specific item or use

Tips for a faster call

Have your American Reliable policy number and the named insured's details ready before you call. Write down the date, the name of the person you speak with, and any reference or claim number they give you. If you're calling about a claim, ask what the next step is, how long it usually takes, and how you'll get updates. If you're calling about a bill, ask for the amount due, the due date, and whether your last payment has posted.

If you'd rather not wait on hold, check whether American Reliable offers the same service online or in an app. Many policy changes, ID card requests, and payments can be handled without a call.

Claims

How to file and track a American Reliable claim

The verified claims contact for American Reliable is 1-888-717-8090. American Reliable's website does not list a claim form, claim email address, claims hours, or a separate online claim-reporting page. Use the verified claims number to start a claim, and have your policy number, loss date, loss location, and contact information available.

The company identifies i-reli as a 24/7 online policy administration system. Use the claims number for claim updates and ask the representative how to reach the assigned adjuster or confirm the next step. Keep your claim number, repair records, photos, receipts, and call notes together so you can provide consistent information.

Before you report a claim

• Stay safe first. If anyone is hurt, call 911. Move a vehicle or boat out of harm's way only if it's safe.
• Prevent more damage. The Insurance Information Institute (III) suggests making temporary repairs you can do safely and keeping the receipts.
• Document everything. Take photos of the damage and the scene, and note the date, time, and location.
• Collect other parties' details. For a crash, get names, insurance companies, plate or registration numbers, and witness contacts.
• Report it promptly. Call American Reliable or use its online claim tool, and keep your claim number handy.

What happens after you file

After you report a claim, American Reliable assigns an adjuster who reviews the damage, your coverage, and any agreed or stated value on your policy. Keep repair estimates, appraisals, and receipts together, since specialty items often need extra documentation. Your deductible is usually subtracted from a covered payment.

If you disagree with a decision, ask American Reliable for a written explanation and try to resolve it with the company first. If that doesn't work, you can contact your state insurance department.

Billing

How to pay your American Reliable bill

American Reliable provides an official Make a Payment page and lists 610-538-2519 for homeowners, mobile homeowners, Diamond State Insurance Company, United National Insurance Company, and Penn-Star Insurance Company. Before submitting a payment, confirm the policy category and account details. Save the confirmation number or receipt, then check your billing statement to confirm the payment posted.

The payment page separates policies by effective date. It lists Farm & Agribusiness, Commercial Farm Auto, and Equine Mortality or Medical policies effective after January 1, 2025, and policies effective before January 1, 2025. Confirm your policy category and effective date before using the payment contact.

Whichever method you choose, save your billing statements and payment confirmations until the policy term ends. If you change banks or cards, update your payment details with American Reliable before the next draft date so a payment doesn't fail.

Tips for paying safely

• Use official channels only. Pay through American Reliable's website, app, or the number on your statement, or through your agent.
• Check the web address before you enter card or bank details, and be wary of payment links sent by text or email.
• Keep your confirmation number for every payment.
• Ask about autopay or paid-in-full options. Some companies offer them.
• Act quickly on a late notice. Grace periods vary by company and state, and a missed payment can lead to cancellation.

Company background

About American Reliable

American Reliable provides coverage for farms, ranches, and all aspects of the equine industry, including mortality. The payment page also lists Farm & Agribusiness, Commercial Farm Auto, Equine Mortality or Medical, Homeowners, and Mobile Homeowners products.

American Reliable's website now carries the ECM Insurance Group name. The site says ECM Insurance Group is affiliated with Old Republic International Corporation, a Fortune 500 company and one of the nation's 50 largest shareholder-owned insurance businesses. If you have an older American Reliable policy, the phone numbers on your declarations page are the best place to start.

Your agent

How Blake Insurance Group can help American Reliable customers

As an independent agency, we can help you reach the right American Reliable team, explain what your policy covers, and follow up if a claim or billing issue stalls. American Reliable makes the claim decision and issues payment, but we can help you prepare.

Specialty policies often have rules about use, storage, and value, so it pays to review them before a claim. Learn more about auto insurance, mobile home insurance, and roadside assistance coverage.

Take the next step

Need help reaching American Reliable?

Call us and have this ready so we can help quickly.

• Your American Reliable policy number.
• Your claim number, if you've already reported the claim.
• The date and a short description of what happened.
• Your most recent billing statement, if the question is about a payment.
• The best phone number and time to reach you.

Shopping for coverage or want a second opinion? Our licensed agents compare options from multiple companies. Office hours are Monday to Friday, 9:00 to 5:00.

Common questions

Frequently asked questions

Keep researching

Related guides and official sources

These Blake Insurance Group pages can help with related questions.

We checked the contact details on this page against American Reliable's websites and these consumer sources in September 2026:

• American Reliable: Make a payment (external site)
• American Reliable: Official website (external site)
• NAIC: What you should know about filing an auto claim (external site)
• Insurance Information Institute: Tips for filing a claim (external site)
• NAIC: Consumer resources and state insurance departments (external site)

Contact information disclosure: Blake Insurance Group LLC is an independent insurance agency. We are not American Reliable, and this page is not operated by or affiliated with American Reliable. We gathered the phone numbers and links on this page from American Reliable's own public websites in September 2026 so policyholders can reach the company quickly. Numbers, hours, and options can change and can differ by state, product, and policy, so confirm them on your policy documents. Claims decisions, payments, and billing are handled by the insurance company under your policy. Company names are used for identification only, and links to other websites are provided for convenience. Your policy documents control your coverage.