UnitedHealthcare Insurance Agent VA
UnitedHealthcare Insurance Agent Virginia – Local Experts for Health & Medicare Plans
Why Work with a Local UnitedHealthcare Insurance Agent in Virginia?
Working with a local UnitedHealthcare (UHC) agent in Virginia gives you an advantage when choosing the right health insurance. A local agent provides:
Personalized, one-on-one support to review your needs and budget.
Expertise in Virginia-specific plans, provider networks, and enrollment rules.
Help with ACA subsidies, Medicare timelines, and short-term coverage.
Year-round guidance—not just during enrollment.
From Richmond to Virginia Beach, a local UHC agent understands what matters most to Virginia families, individuals, and businesses.
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UnitedHealthcare Health Insurance Plans in Virginia
UHC offers a wide range of health insurance plans for Virginians, including:
ACA-Compliant Marketplace Plans – Cover essential benefits like preventive care, maternity, and prescriptions.
Individual and Family Plans – With tiered coverage levels (Bronze, Silver, Gold) to suit any budget.
High-Deductible and HSA-Compatible Options – For cost-conscious consumers.
All plans provide access to UnitedHealthcare’s large network of providers across Virginia, including specialists, hospitals, and urgent care clinics.
UnitedHealthcare Medicare Advantage Plans in Virginia
UHC is a top provider of Medicare Advantage (Part C) plans in Virginia, offering:
HMO, PPO, and HMO-POS options with various premium levels.
Benefits that often include prescription drug coverage, dental, vision, hearing, and wellness programs.
Plans for those with dual eligibility (Medicare + Medicaid) and chronic conditions.
Annual Enrollment Period (AEP): October 15 – December 7, with Special Enrollment Periods (SEP) available for qualifying events.
Medicare Supplement (Medigap) Plans with UnitedHealthcare
UnitedHealthcare, through AARP, offers Medigap plans that help Virginia seniors cover costs that Original Medicare doesn’t:
Deductibles, coinsurance, and copays.
Nationwide doctor and hospital access.
Multiple options including Plan G, Plan N, and more, depending on your needs.
Great for those who want flexibility and predictable out-of-pocket costs.
UnitedHealthcare Dental and Vision Coverage in Virginia
UHC offers affordable dental and vision plans that can be standalone or added to your health or Medicare Advantage policy:
Dental: Preventive, basic, and major procedures.
Vision: Annual exams, glasses, and contact lenses.
Perfect for individuals, families, and seniors looking to bundle services under one trusted provider.
Short Term Health Insurance Plans in Virginia
UnitedHealthcare short-term plans offer temporary, flexible coverage for:
Individuals between jobs.
Early retirees.
College graduates or seasonal workers.
Plans range from 30 days to 364 days, with renewal options up to 36 months. These plans are not ACA-compliant and may not cover pre-existing conditions but offer lower premiums.
Marketplace (ACA) Plans through UnitedHealthcare
UHC participates in the Virginia Health Insurance Marketplace, offering plans that include:
Essential health benefits under the ACA.
Access to income-based subsidies to reduce monthly premiums.
Bronze, Silver, and Gold tier coverage to match your needs.
Open Enrollment runs November 1 to January 15, with Special Enrollment for life events like job loss or family changes.
Group Health Insurance & Employer Plans in Virginia
UHC provides group health insurance plans for small and mid-sized employers in Virginia, including:
PPO, HMO, and HSA-compatible options.
Optional benefits like dental, vision, life insurance, disability, and wellness incentives.
Digital tools for simplified employee management.
Popular in business hubs like Arlington, Norfolk, Alexandria, and Roanoke.
How to Enroll in a UnitedHealthcare Plan in Virginia
Find a UnitedHealthcare Insurance Agent Near You
There are three easy ways to enroll:
Online through HealthCare.gov or UHC’s site.
By phone with a licensed UnitedHealthcare advisor.
Through a local agent—ideal for personalized help.
Serving cities including Richmond, Virginia Beach, Norfolk, Chesapeake, Arlington, and Roanoke. Call today to speak with a local licensed agent.
Compare UnitedHealthcare with Other Insurers in Virginia
| Feature | UnitedHealthcare | Anthem BCBS VA | Aetna | Cigna | Kaiser Permanente |
|---|---|---|---|---|---|
| ACA Marketplace Participation | ✅ Yes | ✅ Yes | ✅ Yes | ✅ Yes | ✅ Yes |
| Medicare Advantage Plans | ✅ Broad Range | ✅ Yes | ✅ Yes | ✅ Yes | ✅ Yes |
| Short-Term Plans | ✅ Yes | ❌ No | ✅ Yes | ✅ Yes | ❌ No |
| Dental & Vision Bundles | ✅ Standalone & Bundled | ✅ Separate | ✅ Yes | ✅ Yes | ✅ Yes |
| Group Plan Flexibility | ✅ High | ✅ Moderate | ✅ Yes | ✅ Yes | ✅ Limited |
UnitedHealthcare remains a top choice for its network reach, bundled benefits, digital tools, and affordability.
Affordable UnitedHealthcare Insurance Options for Seniors, Families, and Individuals
Whether you’re 26 or 66, UHC has cost-effective coverage for:
Seniors: Medicare Advantage and Medigap with extra perks.
Families: ACA plans with pediatric dental and broad networks.
Young Adults: Short-term or high-deductible plans.
Self-Employed & Freelancers: ACA plans or temporary coverage options.
Low-Income Virginians: Access to subsidies and Medicaid coordination.
Speak with a local UHC agent to find a plan that fits your lifestyle and budget.
Frequently Asked Questions – UnitedHealthcare Insurance Agent Virginia
What types of health insurance plans does UnitedHealthcare offer in Virginia?
UnitedHealthcare offers ACA Marketplace plans, short-term health coverage, Medicare Advantage, Medicare Supplement (Medigap), dental, vision, and group employer plans throughout Virginia.
How can a local UnitedHealthcare agent in Virginia help me?
A licensed UHC agent helps you compare plans, check eligibility for subsidies, navigate enrollment, and get year-round local support. They offer guidance tailored to Virginia residents.
When can I enroll in a health plan in Virginia?
ACA Open Enrollment in Virginia runs from November 1 to January 15. Medicare Advantage enrollment is from October 15 to December 7. Special Enrollment is available for qualifying events.
What is the difference between Medicare Advantage and Medigap plans?
Medicare Advantage combines Parts A & B and often includes extra benefits like prescriptions and dental. Medigap helps pay out-of-pocket costs under Original Medicare, such as copays and deductibles.
Does UnitedHealthcare offer dental and vision plans in Virginia?
Yes, UnitedHealthcare provides stand-alone and bundled dental and vision insurance, covering exams, cleanings, glasses, contacts, and more—ideal for families, seniors, and individuals.
What is short-term health insurance, and who qualifies?
Short-term health insurance offers temporary coverage (up to 364 days) for people between jobs, waiting for permanent coverage, or recent graduates. These plans have limited benefits and are not ACA-compliant.
Can I qualify for a subsidy on a UHC Marketplace plan in Virginia?
Yes. Many Virginians qualify for ACA subsidies based on income and family size, reducing premiums and out-of-pocket costs. A local UHC agent can help check your eligibility.
What group health insurance options are available for Virginia businesses?
UnitedHealthcare offers flexible group plans for small and mid-sized Virginia employers, including HSA-compatible options, PPOs, and HMOs, with optional dental, vision, and wellness benefits.
How do I find a UnitedHealthcare agent near me in Virginia?
You can search online, contact UnitedHealthcare directly, or request a referral to connect with a licensed local agent in your area—serving cities like Richmond, Norfolk, Arlington, and Virginia Beach.
Blake Insurance Group
Phone: (888) 387-3687
Email: info@blakeinsurancegroup.com
Hours: Mon-Fri 9:00 am to 5:00 pm
Sat-Sun: Closed
Blake Nwosu
Owner & Principal Agent