Dental Insurance Agent Florida

Dental Insurance Agents Florida – Affordable Coverage with Local Expertise

If you’re searching for dental insurance in Florida, a licensed local agent can help you find the right coverage—faster, easier, and with better support. At Blake Insurance Group, our Florida dental insurance agents work with top-rated carriers to offer solutions tailored to your dental health needs, budget, and city.

Dental Insurance Cost Calculator

Dental Insurance Cost Calculator

Get a Dental Insurance Quote

Compare top dental plans and get your personalized quote instantly:


  • No waiting periods on most preventive care
  • Flexible plan options for individuals & families
  • Instant online enrollment
  • Nationwide provider networks

Why Work With a Local Dental Insurance Agent in Florida?

Working with a local dental insurance agent in Florida means you’re not navigating plan options alone. Our Florida-based agents provide:

  • Personalized plan comparisons based on your dental history and preferred providers

  • Access to Florida-specific plans through private insurers and the federal marketplace (HealthCare.gov)

  • Support for claims assistance, renewals, and provider verification

  • Guidance for snowbirds, seniors, and new residents navigating coverage options

Whether you’re in Miami, Tampa, Orlando, or Jacksonville, we understand your market and your needs.

Dental Insurance Agent Florida
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Best Dental Insurance Plans Available in Florida

We represent several of the best dental insurance providers in Florida, including:

  • Delta Dental of Florida – Offers PPO and Premier plans with a wide provider network

  • Cigna Dental – Popular for low-cost options and strong preventive care benefits

  • Humana – Tailored plans for seniors and individuals needing coverage for major dental work

  • Guardian and Renaissance Dental – Excellent choices for families and individuals wanting orthodontic or implant coverage

  • UnitedHealthcare and MetLife – Bundled dental and vision plans with comprehensive coverage options

Each plan differs by location and dental network, so we compare options based on your ZIP code.


How Much Does Dental Insurance Cost in Florida?

Florida dental insurance premiums typically range from $18 to $55 per month for individuals, and $45 to $115 per month for families.

Factors affecting price include:

  • Plan type (PPO vs HMO)

  • Deductibles and annual maximums

  • Coverage for major procedures or orthodontics

  • Number of enrollees and age of participants

  • Service area (urban vs rural ZIP codes)

Let us help you break down these costs and choose a plan that works for you.

Compare Individual & Family Dental Insurance in Florida

Need a plan for yourself or your whole family? We’ll help you explore options:

Individual Dental Plans:

  • Best for self-employed, part-time workers, and retirees

  • Low monthly costs with essential coverage

  • Available with or without vision benefits

Family Dental Plans:

  • Includes spouses and dependents

  • Often covers orthodontics and pediatric dental care

  • Offers bundled savings compared to separate individual policies

We’ll compare Florida’s top carriers to find the right balance of coverage and cost.


Affordable Dental Insurance Options for Seniors in Florida

Florida is home to one of the largest retiree populations in the U.S.—and many are unaware that Medicare does not cover dental care.

We specialize in senior dental insurance plans in Florida, including:

  • Medicare Advantage plans with built-in dental coverage

  • Stand-alone senior dental policies with coverage for dentures, implants, and oral surgery

  • Preventive services like cleanings and x-rays included at no cost

  • Plans with nationwide access for snowbirds who travel between states

We also assist eligible seniors with understanding Medicaid dental benefits in Florida.


Dental Insurance With No Waiting Period in Florida

Need dental work right away? We offer Florida dental plans with no waiting period, ideal for urgent needs or immediate procedures.

These plans often include:

  • Same-day coverage for exams, cleanings, and x-rays

  • Reduced or waived waiting periods for fillings, extractions, and crowns

  • Credit for previous dental coverage if switching plans

Perfect for new Florida residents, seasonal workers, or those facing dental emergencies.


PPO vs HMO Dental Insurance Plans in Florida

Florida residents have access to both PPO and HMO dental insurance plans:

PPO (Preferred Provider Organization):

  • Greater freedom to choose dentists

  • No referrals required for specialists

  • Larger provider networks with flexible pricing

HMO (Health Maintenance Organization):

  • Lower premiums

  • Must use in-network dentists

  • Requires referrals for some specialty services

We help you compare these plan types based on your lifestyle, ZIP code, and dental care habits.


Which Dentists Accept My Insurance in Florida?

Our agents help you quickly find in-network Florida dentists near your home or office:

  • Search by city or ZIP code

  • Confirm your current dentist’s participation in major networks

  • Access specialty providers (pediatric dentists, oral surgeons, bilingual offices)

From Fort Lauderdale to Gainesville, we make sure you maximize your dental plan’s value.


Top Cities in Florida for Dental Insurance Savings

We assist clients across the Sunshine State with affordable, city-optimized dental insurance, including:

  • Miami – Great options for individuals, seniors, and Spanish-speaking families

  • Tampa – Affordable PPO plans and senior-friendly Medicare Advantage coverage

  • Orlando – Strong network access and bundled family plans

  • Jacksonville – Popular for no-wait plans and robust preventive care

  • Fort Lauderdale, St. Petersburg, Tallahassee, Hialeah, and Cape Coral – All with access to competitive rates and trusted insurers


Get a Free Quote from a Dental Insurance Agent in Florida

At Blake Insurance Group, our Florida dental insurance agents provide personalized, no-pressure consultations to help you secure the coverage that fits your lifestyle.

👉 Call us or request a free quote online to speak with a licensed Florida dental insurance expert today.

FAQs for Dental Insurance Agents in Florida

FAQs for Dental Insurance Agents in Florida

How much does dental insurance cost in Florida? Dental insurance in Florida typically ranges from $18 to $55 per month for individuals and $45 to $115 per month for families. Premiums vary by plan type, coverage level, and location.
What dental services are covered by insurance in Florida? Most plans cover preventive services like cleanings, exams, and x-rays. Many also include basic care such as fillings and extractions, and major services like crowns, dentures, and root canals.
Which dental insurance companies offer plans in Florida? Top providers include Delta Dental, Cigna, Humana, Guardian, Renaissance, MetLife, and UnitedHealthcare. Each has various plan options with PPO or HMO structures.
Are there dental insurance options for seniors in Florida? Yes. Seniors in Florida can choose Medicare Advantage plans with dental benefits or stand-alone senior dental plans. These typically cover dentures, cleanings, x-rays, extractions, and more.
Can I get dental insurance in Florida with no waiting period? Yes. Several insurers offer dental plans in Florida with no waiting periods for preventive care. Some also waive waiting periods for basic or major services depending on prior coverage.
What’s the difference between PPO and HMO dental plans in Florida? PPO plans offer more flexibility and allow you to choose any dentist, while HMO plans require you to stay within a network but usually cost less per month. PPOs are ideal for choice; HMOs for savings.
How can I check if my Florida dentist accepts my insurance? You can check through your insurer’s provider directory or by calling your dental office. Our local agents can also assist in finding in-network providers near your ZIP code.
Does Florida Medicaid cover dental services? Florida Medicaid provides dental benefits for children and limited coverage for adults. Adults may receive emergency or medically necessary dental care through Medicaid Managed Care plans.
Are family dental plans available in Florida? Yes. Family dental insurance plans in Florida cover multiple dependents and often include pediatric dental, orthodontic coverage, and discounts for bundled services.
How do I choose the best dental insurance plan in Florida? Compare monthly premiums, deductibles, annual maximums, covered services, and network size. A licensed Florida dental insurance agent can help match you to the right plan based on your needs and budget.

Blake Insurance Group

Phone: (888) 387-3687

Email: [email protected]

Hours: Mon-Fri 9:00 am to 5:00 pm

Sat-Sun: Closed

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Blake Nwosu

Blake Nwosu

Owner & Principal Agent

Expertise: All personal and commercial line insurance, including auto, home, business, health, and life insurance.

License: 16117464

Bio Page: https://blakeinsurancegroup.com/blake-nwosu/