airbnb insurance quote

Airbnb Insurance Quote: Get Affordable Landlord Insurance Coverage Fast

If you’re a homeowner renting out your property on Airbnb, securing the right insurance coverage is crucial to protect your investment. Traditional homeowners insurance often doesn’t cover short-term rental activities, leaving gaps that can be costly. That’s where Blake Insurance Group comes in. We offer an easy, fast, and free way to get a no-obligation Airbnb insurance quote tailored specifically for landlords and short-term rental hosts.

With our online quote form, you can quickly compare insurance coverage options from multiple top-rated homeowners insurance companies—all in one place. Whether you’re seeking your first quote or looking to compare it with existing coverage, we make the process simple and hassle-free.

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Top Insurance Companies We Work With

Progressive

Progressive offers comprehensive landlord insurance tailored for short-term rental needs. Their policies include customizable coverage for property damage, liability, and loss of rental income, making them an excellent choice for Airbnb hosts.

Travelers

Known for their strong focus on property protection, Travelers provides policies that can be adapted to address the unique requirements of Airbnb hosts. Their customizable options ensure that your short-term rental property is adequately covered.

Liberty Mutual

Liberty Mutual stands out with its flexible coverage options for Airbnb hosts. They offer potential discounts for implementing safety features in rental properties, encouraging hosts to prioritize guest safety while potentially reducing insurance costs.

Nationwide

Nationwide’s policies are designed to protect against the specific risks associated with short-term rentals. Their range of coverage options can be tailored to meet the diverse needs of Airbnb hosts, ensuring comprehensive protection.

Steadily

As a modern, digital-first insurance provider, Steadily offers fast, affordable landlord insurance with excellent service. They specialize in DP1 and DP3 insurance, providing coverage options specifically designed for rental properties.

Pacific Specialty

Pacific Specialty offers a diverse range of property insurance options. Their coverage extends to various property types, including homeowners, dwelling fire, manufactured homes, and vacant properties, making them a versatile choice for different kinds of Airbnb rentals.

By partnering with these top insurance companies, we ensure that Airbnb hosts can access a wide range of coverage options to protect their short-term rental investments. Each company offers unique benefits, allowing hosts to find the policy that best suits their needs and property type.

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Why Choose Blake Insurance Group?

  • Instant quotes from multiple insurers
  • Customizable coverage options
  • Competitive rates for Airbnb hosts
  • Expert guidance from licensed agents
  • Hassle-free claim process

Don’t leave your Airbnb investment unprotected. Get your free, no-obligation quote today and ensure you have the right coverage at the best price. Compare options from top-rated companies and make an informed decision to safeguard your short-term rental business.

Start Your Quote Now

Please complete our simple online form to receive instant quotes from multiple insurance providers. Protect your Airbnb property confidently, knowing you’ve explored all your options for comprehensive and affordable coverage. Remember, having the right insurance is crucial for Airbnb hosts. Don’t wait until it’s too late – get your free quote today and enjoy peace of mind knowing your investment is adequately protected.

Airbnb Insurance FAQs

Frequently Asked Questions About Airbnb Insurance

Does Airbnb provide insurance for hosts?

Yes, Airbnb offers AirCover, which includes host liability insurance and host damage protection. AirCover provides up to $1 million in liability coverage and up to $3 million in damage protection for hosts.

What does AirCover for hosts include?

AirCover for hosts includes:

  • $1 million in liability insurance
  • $3 million in host damage protection
  • Income loss coverage
  • Pet damage protection
  • Deep cleaning protection
Do I need additional insurance as an Airbnb host?

While Airbnb provides AirCover, it may not cover all situations. Many insurance experts recommend obtaining additional short-term rental insurance to fill coverage gaps, especially for when you don't have guests.

Does my homeowners insurance cover my Airbnb rental?

Most standard homeowners insurance policies exclude "business activities," which typically includes short-term rentals. You may need a separate policy or endorsement for your Airbnb property.

How do I file a claim with Airbnb's insurance?

To file a claim, fill out Airbnb's liability insurance intake form. The information will be sent to a third-party insurer who will assign a representative to handle your claim.

Is AirCover free for hosts?

Yes, AirCover is automatically included and free for all Airbnb hosts.

What doesn't Airbnb's insurance cover?

AirCover doesn't cover intentional acts, loss of earnings, personal and advertising injury, fungi or bacteria, communicable diseases, and certain types of property damage.

Can I opt out of Airbnb's insurance coverage?

In most countries, hosts can opt out of Airbnb's liability insurance by emailing Airbnb. However, hosts in the UK cannot opt out of this free coverage.

Does Airbnb offer insurance for guests?

Airbnb provides AirCover for guests, which includes booking protection, check-in guarantee, and get-what-you-booked guarantee. However, this is not comprehensive travel insurance.

Should guests purchase additional travel insurance for Airbnb stays?

While not required, many experts recommend that guests consider purchasing additional travel insurance to cover things like trip cancellation, medical emergencies, and baggage loss, which are not covered by AirCover for guests.

Author Box
Blake Nwosu

Blake Nwosu

Owner & Principal Agent

Expertise: All personal and commercial line insurance, including auto, home, business, health, and life insurance.

License: 16117464

Bio Page: https://blakeinsurancegroup.com/blake-nwosu/

Blake Insurance Group

Phone: (888) 387-3687

Email: [email protected]

Hours: Mon-Fri 9:00 am to 5:00 pm

Sat-Sun: Closed